Thanks for all your responses. Still no payment but just wondering what would happen if the offer letter from SC&M was ever presented in court ?

Having agreed the settlement offered by SC & M on behalf of Lloyds twice ! I have as yet not received payment. Is this because Lloyds are so busy or is it delaying tactics by the Solicitors ? I have been waiting six weeks or so. Noddy

Lloyds have settled my business claim but have given 30 days notice of account closure !

Cobbetts have returned thier aq to the court. My claim with 8% interest amounts to 5700 pounds. Cobbetts have requested that as the amount is above 5000 they want the claim put on fast track ? What does this mean ? Noddy

Hi broke dave, Have read it thru again. Not court date at all ! Will complete the form and return it to court and wait. Thanks Noddy :o

Received on Saturday. Says; The defendant has filed a defence, copy enc.To be completed before 11th June.

I have been given a court date of 11th June and need to send aq back to court.At this time do I also prepare and send my court bundle or will I be asked to produce it at a later date? Noddy

I have two claims ongoing with Lloyds. Business a/c for 3044.00 Personal a/c for 4065.00 Lloyds have made no attempt to repay the business charges but have put 750.00 into my personal a/c as a goodwill gesture.However my court claim has as yet not been responded to and judgement day is tomorrow as relevant time has elapsed. I made the claim at my local court so cant do anything online. Is it now a race against time and first past the post ?Once the paperwork is with the court and receipted is that it? and what should I do about the goodwill gesture. Any advice welcome Thanks Noddy

Hello everyone, My claim has been acknowledged by nat west and they intend to defend. I now need to put together a court bundle for a business account. Any advice please. Noddy

Thanks Noddy

I am now ready to make two seperate court claims against Lloyds for personal and business accounts.Should I make both together or one at a time? Do I claim in the same way for both accounts or is the business claim treated differently and if so, what is needed. Oh and whats that court bundle all about? Any help or guidence appreciated Noddy

Hello, Cahoot have failed to respond to my sar request dated 5th March but I have today been contacted by Moorcroft on behalf of Cahoot asking for payment. Any suggestions appreciated. Thanks Noddy

My cca request letters to Thames Credit,BCL,Cabot, Debt Managers,Moorcroft and Equidebt have been received and at least 42 days have expired without response. What happens now? What do I do next? Any suggestions please Noddy

Signed

Just looking at the problems experienced by people in the privately rented sector. I know we are protected by the law on a shorthold tenancy but since ive been renting ( some ten years ) every landlord whether represented by an agent or not has been a problem.i.e , never doing essential repairs, entering the premises on a daily basis whilst at work ( quote: ''I own the property'') being convicted of fraud and sent to prison:confused: are just some of the jokers I've come across. To gain a tennancy Im asked to provide character references, copies of bank statements, payslips and more at a landlords whim. Should we not have an agency that represents our interests and ensure we are renting from decent people especialy when our family are involved. Are you fed up moving on when the property is sold on after 12 - 18 months? Could we not have the security of short leases, say 3 -5 years ? Just me thinking aloud, though would be interested in others thoughts Noddy