Yes the judge was talking about applying to lift the stay from the court would be detrimental financially to us. Thanks for your help, hope this helps others.

Hi Ho Atended court this morning and was met with a Barrister representing Llyods TSB ! He introduced himself and said that he was attending only to propose a Stay or to achieve an Urgenment. He went on to state that he would not participate beyond this, if the Judge saw fit to apose both of these. Once in the Court Room the Judge basically said that in light of the OFT proceedings he felt that he was in no position to hear this case as he felt it was being nationally dealt with already. He also went on to say that he would not of usually have agreed to this mornings hearing but in light of TSB's poor actions regarding the return of documents in accordance to the Court requirements that he felt it was only fair to give us a chance to speak. However it was clear from the off that his decision to implement a Stay had already been decided. Not on behalf of the bank but on the behalf of the court as he felt that Court time was being wasted as this matter was already being dealt with at a higher level by the OFT. I tried to object to this using the 'Objection Of Application For Order Of Stay'. The judge glanced at this and said he had seen this document several times before and asked to see 'section 9' (The OFT's Particulars of Claim) that this document stated was attached.......oops, never heard of having to have this section to reference? This we hadn't foreseen as we had rung the court the day before and was assured that a Stay was not in place. He then proceeded to basically say that he was putting into affect the Stay until the OFT's test case has been finalised. However he went onto state that if this was ruled in our favour we would be able to charge interest and also perhaps recoup any finanical loses that we had incurred through attending today. On a sad note for us all are hard work was to no availl as the court had misplaced our bundle and the Judge hadn't even seen it! The Judge warned us that if we were to pursue this further that it could be to our financial detrement as the next court hearing would take a full day and we would need to employ a legal professional for the next stage. So for the amount we wish to reclaim it simply isn't worth it if we lose or if we recieve a second Stay. On a high note TSB has had to pay for the services of a Barrister today but ironically this probably cost them more than it would have cost them to settle in full with us!! BULLY BOY BANKS:confused: The Barrister on leaving the court said he was sympathetic to our plit as ' the bank nicks money from me also!' Time to return to reality and retreat from the virtual!!

Fuzzy wuzzy my horoscope for today says ' Would you like a fool proof 100% guaranteed way to win any argument? OK Here we go. Follow these instructions to theletter and no one will ever get the better of you again. Don't engage. There that's it. All you need to know. To enter into an argument is to lose far more than you can ever gain. If you are truly confident of your ground, you don't need to get excited about defending it. It's quite sufficient to explain. Make your point clearly and firmly, then leave the conversation alone.' Feeling confident. Thanks for leaving a message.

rory 32 thanks for all the help !!!!!!!!

Colin suvern softee hope you have good luck at 11.00 at Swindon

Thanks Guidot I hope you are wrong!!!!!!!!!

Hi GuidoT The SCM have already requested a stay to the courts, the courts replied two weeks ago and told them that it wasn't a legal requirement and had not received a reply from them yesterday (18th Sept). We have given every chance to SCM to come up with a settlement and thought that 4pm the night before would not have prompted them to send someone from Brighton to Preston for a 10am final hearing. Thanks for replying.

Good luck on the 4th October. and thanks

Hi ho Rang up 4.00pm SC&M, to see if would like to settle by agreement before hearing at Preston County Court tomorrow. They replied that they are sending somebody and will see us in court so be prepared. Have everything in place, a little nervous, no a lot. Is there anyboby else having a final hearing at Preston tomorrow? ANYWAY THANKS FOR THE RESPONSE AND HELP I HAVE RECEIVED Will let you know the outcome at high noon

Thanks for the link GuidoT have seen them they were a great help !!!!!!!!!!

Thanks rory32 for both replies, good information, wish I had joined the forum earlier, it would have saved me a lot of searching about time.

Preston Court have Not honoured Lloyds TSB request for a stay for our case on Thursday morning. Help! Has anybody got the general argument for my Daughter and Son-In-Law to say in Court - We have all the legal jargon, the bundles are in place we need the 'opening statement' of exactly what she has to say? The WHICH court argument seems a little weak, from what I have read on the forum Any help would be gratefully received - the clock's ticking and it's not good for my blood pressure. :confused:

Preston Court have not honoured Lloyds TSB request for a stay for our case on Thursday. Help! Has anybody got the general argument for my Daughter and Son-In-Law to say in Court - We have all the legal jargon, the bundles are in place we need the 'opening statement' of exactly what she has to say? The WHICH court argument seems a little weak. Any help would be gratefully received - the clock's ticking and it's not good for my blood pressure. :confused:

Thanks ZOOTSCOOT didn't realise there were so many stays all over the country. Wrote a letter from OBJECTION TO APPLICATION FOR ORDER OF STAY and added my details and was ready to post it and decided just to telephone the court to check if it had already had a stay in place. The Court Manager said that they had replied to Lloyds TSB request of a stay and told them it was not a legal requirement, and to date has not heard back from them. Was advised that there was no need to send the letter but I will keep it with my file of information for court on Thursday. Thanks for the link.

Thanks jowalshy for the information, the courts have not requested a stay, and the hearing is on Thursday morning. vbmenu_register("postmenu_1132898", true);

Hi Ho, I'm helping my daughter and husband with their bank charges, we have a final court date for 20 Sept 07 at county court one after each other in the morning. We have filed both court bundles with the courts and Lloyds TSB solitiors on the 30 Aug 07. To date Lloyds TSB have not responseded in any way except for us to receive a letter from Lloyds TSB solitiors last Monday stating that they request a stay because of the test case. Was hoping for an offer from Lloyds TSB not to go to court, Looks like we will be attending court on Thursday. Any late advice help with court legal proof to win our claims would be greatly appreciated as court date imminent. Many thanks

Thanks alibobsy for that information, because it sure will cause more hardship with along delay.

thanks Tilly49 for the help, first attachment didn't work, but all the rest had good information in.

Hi Ho, I'm helping my daughter and husband with their bank charges, we have a court date for 20 Sept 07 at county court one after each other in the morning. We have filed both court bundles with the courts and Lloyds TSB solitiors on the 30 Aug 07. To date Lloyds TSB have not responseded in any way except for us to receive a letter from Lloyds TSB solitiors last Monday stating that they request a stay because of the test case. Was hoping for an offer from Lloyds TSB not to go to court, Looks like we will be attending court on Thursday. Any late advice help with court legal proof to win our claims would be greatly appreciated as court date imminent. Many thanks