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About ratmin

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  1. I could discuss a whole topic on this with you but we will go off track. Anybody else with any thoughts?
  2. If thats the case what is the point in putting the details of the time,location,date on the ticket if it doesnt really count for much.
  3. It was a pigeon(plural) and the piece was about 1cm. I dont know maybe i have more empathy than others.
  4. I dont know maybe im still tired or still gobsmacked but your 2nd paragraph has left me slightly confused. If the ticket forms 'no part' of the evidence wont the officer just say one forty-eight and if i ask him to clarify he will just say the day without me being able to 'produce' the ticket as evidence.
  5. Hi, I was in the town center today and as i stood outside a shop eating my sandwich i noticed a pigeon hobbling past me looking for food i threw him a piece of bread which he ate. Within 30 seconds i had an enforcement officer come over and tell me he was issuing me with a £150 for littering. I was absolutely gobsmacked and initially refused to give my details over. He said that would be an offence which would incur an extra fine plus he would call the police i gave him my name and address. He then issued me with a fixed penalty notice and i l
  6. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. Hi Caro, Sorry for the late reply again but there is so much happening with other things i keep forgetting to check the forums. Anyway Im hiring a coffee machine for my shop and that is 1 of the terms and agreements on the back of the contract. I was paying by direct debit but my account was frozen in error. The full details of what happened was posted by myself back in March 2006. If you scroll down you will find the details. Thank you.ratmin
  8. Caro, Ive just read my contract again and it says that an Admin charge of £35 plus Vat will be added to any payments not made by direct debit. Wont they argue therefore that they have made an Admin charge rather than a penalty charge. Thanks
  9. Thanks for the info caro, much appreciated.
  10. Sorry to resurrect an old thread but i will be coming to the end of my 5 year term and would like to know if i have a case.
  11. I have it right in front of me and it states 2. Payment 2.1 All remittances made other by direct debit will be subject to an administration charge per remittance of £35 plus VAT.
  12. Hi, I want to send a letter to the Bank of Scotland and have looked through the Library to find out which letter i should be sending out but im not sure which one is appropriate. I'll try and explain my situation as briefly as possible as it does not involve ovedrafts charges ,direct debits charges etc. Basically i signed a hire agreement which was financed by the Bank of Scotland and after my bank froze my account in error i had to make payments to he Bank of Scotland by credit card. Now in the small print on the back of the hire agreement i signed it states that any payments made by any m
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