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triaxiom

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About triaxiom

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  1. Does anyone know which area of law the solicitor would need to specialise in?
  2. A couple of credit cards I think. Knowing it was there I haven't really tried for credit... I think a couch at DFS, but I can't remember if that was before or after.
  3. Apart from a late payment in the last 3 months. Yes.
  4. I now have a letter stating explicitly that T-Mobile removed the default that they filed on 28th April 2009, but they can help me no further and to "Contact Lowell financial to update thier records accordingly". My first intent was to see a solicitor about damages but I'd first like to know about the likelihood of a succesful case. Has anyone else taken legal action in a similar situation and won? Would I actually receive monetary compensation? Many thanks.
  5. In March 2011 this is still ongoing. I contacted Lowell and thier repoonse was 'oops' as they had recieved notice from T-mobile in 2009 but hadn't acted on it. The file is now updated as setlled/satisfied. Obviously this is as much use as a chocolate teapot. I've sent a request to T-Mobile asking for a copy of the original default and the request to Lowell in 2009 to remove the default status, but I'm not holding much hope as I have noticed that the defaults begain in 2006 when Lowell took on the debt. I cant actually find a default from T-mobile. Does anyone have any clue how to
  6. Many thanks for everyone's help so far. Is there possibly a template letter for this somewhere?
  7. I couldn't read through the whole thread, but I was in the same situation, except yell were billing me for a category I never requested. Believe it or not, consistent demands to speak to supervisors at yell and spending possibly 5 hours total badgering them yielded results for me and I was credited the full amount I 'owed'. Might be worth a call.
  8. That debt being £15 which ocurred in error because of a billing mistake by T-Mobile, who after almost five years eventually capitulated and removed the default. Now however after acessing my credit account online after quite some time to make sure the default was removed, I've discovered why I can obtain absoloutely no credit accounts. The pond life at Lowell have been seemingly issuing defaults on a monthly basis for the same £15 for quite some time. Obviously this is wrong, but how do I go about rectifying it asap? Any and all help much appreciated. Thank yo
  9. I now have a letter draughted and would greatly appreciate review before I send it. ACC No: XXXXXXXXXX 7th March 2009 T-Mobile (UK) Ltd Hatfield Business Park Hatfield Hertfordshire AL10 9BU Dear Sir or Madam Prior to the current request, I sent an S.A.R with an enclosed cheque for £10, on 20th August 2007, and was informed in a letter received from X,dated October 6th 2007, enclosed with some of the requested data, that more was to follow, and someone else from within T-Mobile would be in contact with me to disclose the additional data requested, howeve
  10. Actually I did pay, then payed a final bill, which I paid through BC+W, THEN didn't pay a £15 admin charge. A delayed thanks for answering.
  11. I was deafaulted for £15 on 10/05/2006, for £15 by T-Mobile for an account already closed with BC+W, they then sent me letter requesting £15 admin costs, I ignored it, then it came back and bit me in the ass as a default. You can see the whole story here http://www.consumeractiongroup.co.uk/forum/telecoms-mobile-fixed/110594-t-mobile-buchanan-clark.html Here http://www.consumeractiongroup.co.uk/forum/telecoms-mobile-fixed/117158-just-recieved-r-t.html AND here http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/117488-mackenzie-hall-texted-like.html Ju
  12. No I have the sart readings, then I have the end readings which the letting agent provided (no one from e-on confirmed in person) 11 days after me vacating. Put it this way, disregard the adjusted final bill, if you were getting bills for under £300 per 3 months, then one popped up for £421 for two months, wouldn't you wonder what the f**k had occured? But ok, energywatch, thanks.
  13. Well, no, if I'd have got a final reading for £460, I'd have still questioned it, but what I really want to know is where they got the exponential increase on previous bills from? Besides the reading was given by the estate agent 11 days after after I left and taken at face value , which is also bollards in my book. Is there an energy version of OFCOM? (not addressed to you specifically).
  14. Thanks for everyones advice. To all those suggesting that the final reading caused the high bill; the final 'reading' given by my estate agent given 11 dyas after I vacated the property, only placed an additional £40 cost on top of the estimate; how can they estimate for £421 in the first instance of the final bill that they got all previous bills wrong and now need to bill me out for additional costs? Also, this is for electric only.
  15. So the original estimated final bill use of £421 for a months usage, compared to no more than £300 for 3 months usage seems accurate to you? The actual reading only increased it by £40.
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