Hi all I have been on JSA Contr Based for around 13 weeks now and due to my restriction in hours for childcare purposes the gentleman who dealt with me said there may be a chance that my benefits could be suspended and my case sent to another office to see if I should continue receiving my benefit. Now I was advised a few weeks ago at a review meeting that this could happen and lo and behold on Wednesday when I went to take my JSA from the bank it hadn't gone in. I called the Jobcentre and spoke to an adviser who told me that I should have received a letter advising me that my JSA was to be suspened but I hadn't. I then was put through to the original advisor who told me about the possible suspension on the Wednesday and he said I was informed by a letter he had sent. When telling him I hadnt received the letter he asked if I would like another one sent out to which I still hadn't received on Saturday. I don't think he actually sent me the letter otherwise why would he ask if I wanted another sent? Anyway I was wondering if he had the right to suspend my JSA without advising me. I borrowed money and was needing this payment to pay it back. If I knew it was going to be suspended I would never have borrowed the money in the 1st place. Also I had signed on my usual day and no1 mentioned this to me. Could I make a complaint? Does anyone know how long it can take for a decision to be made? Any advice is appreciated.

Thanks guys, I am on it. Will let you know what happens. PS What about the blacklisting thing? Will the address be marked for this? Thanks again

Thanks for that Curlyben. Yes those points are correct. Should I wait for a response to the CCA letter I sent? Or send this straight away? Many Thanks. Ps do you know what adjustment I will have to make?

I recently applied for a loan and then this letter came thru the door stating this company on behalf of 1st Credit Limited (Royal Bank of Scotland) were intenting to issue a Statutory Demand for the sum of £841.24. (I didn't think they could bankrupt you for anything under £15000?) Thats what I was advised all them years ago anyway. I got on the phone to a solicitor and they told me what to write in a letter to them ie, who they were, what the debt was for and if they had any proof of this under the Consumer Credit Act 1974. I think this is called a CCA? If so can someone point me in the right direction to where one is so I can make sure I have written it correctly? I also read on here that a £1 postal order should have been sent. I wasn't told this. Whats the reason for this? Anyways, I wish I had seen this place first, but like everyone else I panicked. I have not had any correspondence from any debtors in the past 7 or 8 years. Does this mean they cannot do anything? I didn't pay the debt as I lost my job and had no funds at all except benefits for a number of years and when the letters stopped I thot it had been cleared or something. Is this 6 yr fringe the same in Scotland? I suppose I will have to pay it in the end as I do not want the address I stay at blacklisted, i am a lodger in the place and thats all the owner would need! Any advice please? Ps the accomodation is mortgaged.

Thanks Sequenci Will do

I recently applied for a loan and then this letter came thru the door exactly the same as jamieadi's. I got on the phone to a solicitor and they told me what to write in a letter to them ie, who they were, what the debt was for and if they had any proof of this under the Consumer Credit Act 1974. I wish I had seen this place first, but like everyone else I panicked. I have not had any correspondence from any debtors in the past 7 or 8 years. Does this mean they cannot do anything? I didn't pay the debt as I lost my job and had no funds at all except benefits for a number of years and when the letters stopped I thot it had been cleared or something. Is this 6 yr fringe the same in Scotland? I suppose I will have to pay it in the end as I do not want the address I stay at blacklisted, i am a lodger in the place and thats all the owner would need! Any advice please?