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ses

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  1. h cohen attempted to collect a debenhams debt from my husband. they could not supply the cca so they withdrew proceedings and wrote to my husband advising him that they would not be pursuing the matter further and they were telling debenhams to remove the default. the default has not been removed and cohens have not replied to my husbands letter asking them to do this now. what action can my husband take?
  2. in the days before i knew about cag, i paid aic £8000 in settlement of a credit card debt with mint (rbs advanta) at that time i did not know about asking for a copy of the comsumer credit act agreement etc in order to make sure they were entitled to claim Can you tell me if ai would be able to recaim the money if they could not supply the correct documents?
  3. Hello i wonder if someone can help me please, i am sorry to hijack this thread but perhaps a mod can move this to a new thread for me. I am in dispute with ge money over a debenhams card. i sent them a cca request to which they replied they no longer have the cca (the card was taken out in 1984). i then wrote the normal "please go away then" letter to which they have replied tht as the card was used earlier in the year (it was) the debt is acknowledged. They are now threatening to default me for non payment (i stopped paying when they admitted they did not have the cca) Am i right in thinking that no cca = no agreement = no payment and ge money cannot go any further because they do not have the cca? Could someone suggest a letter to them that i can send telling them this? they do not appear to have got the hint from the standard "please go away" letter that i sent from the templates on this site.
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