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Posts posted by donkey123

  1. Hi there i'm really sorry to link this thread here as i know it refers to abbey national and not welcome finance but i know how helpful you guys were last time with my welcome finance problems and i've only got a few days before the court case and desperately need help please could someone have a look at this thread relating to abbey national please?



  2. My mum borrowed some money from abbey national back in 10/10/02 she paid them until 01/06/05 and then they lost contact with her as she moved.


    They have finally found her and are taking her to court. She really can't afford to pay it and desperately doesn't want to loose her house.


    I wanted to ask a couple of questions as there is only about a year left before it is six years since she last paid an installment and about 8 years since the beginning of the contract and her payments


    Can she stall until next year anyway and claim the statue of limitations bar?

    Also i have uploaded a few documents (contract, and statement of account etc.) see below,


    can you guys look through the contract and see if there is anything we can argue that it is unenforceable?


    I know we could claim back the ppi but i would rather put in a good defense and get the debt wiped if possible.


    Any help guys would be greatly appreciated?








  3. ok garage said they had repaired it but obviously had just regassed it, and now a month later there is no cold air. I asked the garage to repair it properly as it obviously has a leak and they have said no because the warranty specifically says it doesn't cover aircon. I have had a quote from a garrage (£240 and it is the condenser that has gone from corrosion).

    The dealer did however pay for the gearbox and ECU to be repaired on the car already so don't know how i stand legally?

  4. Ok so just bought a car for £4k drove it home and engine management light has come on, also i noticed the air con doesn't work it doesn't blow cold, I've read through the standard 3 month warranty which states they don't cover labour on stuff they do cover and don't cover the air conditioning. At the moment they've taken it back for their mechanic to have a look at, and given me a lender car. But if they come back and say its gonna cost me, i'm stuck as i can't afford it and am gonna be stuck. I just wondered how i actually stand legally as they did advertise it with air conditioning, but it doesn't work and i wouldn't have bought it if i'd had known that. Also i suspect the labour for the engine isn't covered also by their warranty but again its not in a fit state to be sold for £4k. Can someone advise please?


    Also is the cooling off period from when you sign the documents or when you receive the car as it took 6 days just for the finance to go through before i could even drive the car home after signing documents. If they refuse to fix the car can i legally hand it back and ask for a refund?

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