Lots of DCA letters, looked at Credit File, don't recognise the debts there. in Debt Collection Agencies Posted March 9, 2021 I’ve been getting debt collection letters from a number of different companies but I don’t recognise any of them. I signed up to one of the credit rating agencies to find out who I owed money to. But that didn’t help. It just lists the debt collection company and the amounts they say I owe them. The amounts are staggering. now I was caught out once before by a debt collection agency saying I owed money but not who to and I just paid it. It wasn’t till after this that I found out that some agencies just send letters demanding payment for a non existent debit. On my credit report it says I owe money to the debt collection agent but there are no records of any original debt. no unpaid loans or credit cards. so what do I do? I had a serious brain injury so I have memory problems and some untreatable mental illness. Thanks for taking the time to read this.