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Bog

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  1. Not much happing other than I have a court date and Norton want this struck out on two grounds: 1. Statute Limited. 2. Claim not against legal entity. Not to worried about the first as I believe the limitation if from when I first became aware of the mis-selling, which was in 2008 (when I first wrote to Norton) for a 2004 loan. The second issue of legal entity worries me a bit... All my correspondace from them (and mine to them) referes to them as Norton Finance, they trade as Norton Finance and they have not stated who the legal enttiy is? Where do I stand on this, surel
  2. Coming back to this now and have a lot to sort out and in need of some advice..... Unfortunately due to bereavement in the family and then separating with my wife, meant I let things slip with this and my focus was elsewhere. To cut a long story short, I could not attend court and the Lewis Group obtained a judgement against me, despite being sold the account whilst in dispute, never corresponding with me or providing a copy of the CCA etc. So, now my life is back on track, I need to sort this (and I'm in the mood for a fight ). Despite the judgment being awarded against me, st
  3. Been doing battle with Barclaycard, see here http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/126191-bog-barlcaycard.html for full story, but have been refered here for some help. Today I received an N24 General Form of Judgement or Order from the court stating: It is ordered that.. 1. Draft proposed directions, agreed. 2. Summary in not more than 500 words of the party's position with particular references to tracking and length of proposal hearing I'm a bit confused now, I assume this is directed at me and not the claimant? The only direction
  4. Update No court date, as the 1st of April was was a mistake by the court Heard nothing until today! Received an N24 General Form of Judgement or Order from the court stating: It is ordered that.. 1. Draft proposed directions, agreed. 2. Summary in not more than 500 words of the party's position with particular references to tracking and length of proposal hearing I'm a bit confused now :o, I assume this is directed at me and not the claimant? The only directions I'm aware of are what I put in my defence (i.e. providing actual agreement etc.) I'm not aware of a
  5. Just picked up on this thread - sorry to hear of your probs with F+! What a load of tosh about the CD and the way the data is stored, and knowing the exact dates/time (thats there problem). They sent me without any fuss an audio cassette with all the calls on! Sounds to me the are getting lots of claims and are increasing the stalling tactics!
  6. Well Done! Barclays DO give in after a fight when it comes to loans, but with Credit Cards they take a firmer stance ..... but I/we will win against them
  7. Court date set for 1st April 09 and despite 3 requests (1 x CCA & 2 x CPR) for a copy of the agreement or any other documents they intend to rely on in court, I have had no correspondance from Cohens (Lewis Groups Solicitors) at all. No directions from the court either, but I have sent Cohens my court bundle and filed a copy at the court 14 days before the hearing. (minus a copy of the application form ) I've got a feeling Cohens are not going to turn up, but hopefully they do and the court will share my view that it is virtually impossible to compile a defence if I do not know w
  8. Hi KaneCole, IMHO, I would not wait for the FOS and go down the court route! I did twice with First Plus and both times they gave in just before going to court . I now have all my money back plus statutory interest.
  9. *** Won*** First Plus/Barclays and I have reached a mutually acceptable settlement Can't say much, but I'm happy with outcome! Don't give up!
  10. That should not be to much of a problem, because it's up to them to prove it was not mis-sold!
  11. I know it's an extra £10, but I would send it to both, then you may be able to see the paper trail and if it ever got to court you would have a much better understanding of who did/implied what (call recordings/transcripts etc.) From what I understand, if it's central trust that sold you the loan/PPI then they are responsible for the mis-selling and therefore would have to reimburse you.
  12. I second what Goldlady say's! They have mis-sold PPI to thousands of people and they know it! They will give in, as they don't want bring to much adverse publicity to their parent company 'Barclays' - just be firm and stand your ground!
  13. Ha Ha, Just got a pack of my documents out of the blue from Barclaycard, they say they are sending it because they have been instructed by Information Commissioners Office to fully comply with the Data Protection Act. They have been told by the Information Commissioners Office to supply everything!! The funny thing is they have sent less this time than what I received in my initial Subject Access Request ! Thank you Barclaycard for making my claim against you for breaching the DPA so easy! They have also sent (for the 3rd time) a copy of my application form, but no T&C's or cr
  14. I sent CCA request to the idiots at the Lewis Group at the beginning of November (Just after I received their court claim) and apart from a letter acknowledging my request; they have failed to send me a copy of the credit agreement and are now committing a criminal offence! I'm now going to write to their local trading standards and the FSA - I'm determined to do everything in my power to have their credit licence revoked! I will not let this drop with FSA! I'm sure they are so arrogant they think it's OK to ignore my request and bring their photo copy of an application form to
  15. Thank you both for you help Revised Counter-Claim on it's way.....
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