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cosmicjade26

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  1. Got into noddle and the pay history shows no payments made but only gives dates from 2011 onwards...but i know it goes back further than that
  2. No I don't live in scotland.....not sure how to go about "Set Aside" I only have 8 days to send my attachment back yet i need time to find out when my last correspondence with vanquis actually was...they say it's longer than 6 years but not sure how to prove it since my case is closed with them and has been for a while. no just that it had to be more than 6 years as that is the length of time they keep files open.
  3. I rang Vanquis and the lady told me that my details come up but my account is shut down as they haven't had any dealings with me in the last 6 years so my records have been closed. My debt was defo SB before the CCJ was sort. So i have no idea what do now.
  4. I'm in a bit of a quandary (to say the least). I believe a bailiff turned up today (20/04/15) with an N61 (order for production of statement of means) attached to an N56 (attachment of earnings). This is for Cabot Financial from Doncaster court for the amount of £1132.80. I had no idea what it was for so my husband rang Cabot this morning and asked who the debt belonged too and found out it belonged to Vanquish CC the original debt being £688. I have been made aware i only have 8 days in which to respond, but this is a CC that i took out in 05/2006, i cannot remember the last time i dealt with this debt as we have moved since then (03/08). I have also checked my credit file and they have just applied for a CCJ which was attached on the 22/01/2015. I don't know whether it's statute barred or not as i cant remember the last time i ever paid anything, can anyone advise on how i can find out about it, i don't want to be taken away to jail for a court hearing as that is what will happen if i don't respond, but i don't want to acknowledge the debt yet till i sort out the statute issue. I'm also worried that ringing Cabot this morning has set the clock ticking again
  5. So i should SAR rather than just a letter? Will they take action against me in the mean time, as they are only giving me 10 days to pay.
  6. I have started writing the council a letter for some info regarding the account they hold, will this be good enough. Dear Ms. **** I am writing in response to your letter dated 06th August 2010 regarding Tenant Arrears for *my past address*. Before this outstanding amount of £736.62 is accepted by myself, I would like all the information you hold on me with regards to this property. I look forward to your reply in this matter.
  7. Not all authorities require you to attend smoking clinics, i told my doctor i wanted champix (my mum is a stop smoking nurse for different authority), he asked me if i wanted to attend a smoking clinic or do it on my own, i requested on my own and he prescribed there and then, i have now been on the champix for 4 weeks almost and i haven't had a cig for 2 weeks now, if your mum is strong enough, because all NRT needs some will power, (if your GP allows) she could do it alone. Good luck to her.
  8. Unsure if this is the correct place for this thread, the forum has changed slightly since i had help the last time. I received this this morning, i will put explanations in different colour next to their writing :- Dear Madam Re: Former Tenant Arrears at *your previous address*. Amount Outstanding - £736.62 - my rent lasted from sept 02 to feb 04 I refer to the Judgment Order obtained against you in *your town* County Court on the 5th March 2007, whereby installments of £50.00 per month were ordered. - i remember talking to the council about this but i was not working and in receipt of income support at the time of renting, we had a few conversations about the middle of 04 but nothing since from them. To date the sum of £162.25 has been received leaving an outstanding balance of £736.62. - Don't remember paying anything off ever. Please bring your account up to date within the course of the next 10 days from the date of this letter and maintain regular payments or contact me with your reasonable proposals for settlement. Failure to contact me within the time specified will result in a Warrent of Execution being requested against you without any other notice or warning whatsoever. Yours faithfully S ****** This has taken me by surprise, as it's been 6yrs and 6months since i left that address, i left forwarding address, i do not remember ever getting an order to pay £50 per month, and certainly not paying anything off this. And according to this letter if they placed the order in march 07, it's taken them 3yrs to chase that. Is there any way i can find this info out from the council. Did i also mention that i have just started tribunal proceedings with the same council for wages arrears, as i worked for them for 4 years from 2005.
  9. just seen this post, i had a horrid time with bailiffs a while back but no where near this, and even tho i can't offer any advice, i wish you luck with however far you take this.
  10. Insomniak, as others have stated, you have a job which alot would like to get thier hands on in todays business climate. I suggest you clean up your bedroom floor of any remaining toys that you have chucked, and be grateful. And just to defend your place of business, just because you don't work front line does not mean you shouldn't look smart....alot of businesses take the attitude that you "dress smart to act smart"....so put on your (cheap) smart clothes and do everyone a favor and let us get back to people who really are having employment problems.
  11. Ok, got a letter this morning from Tribunal accepting my claim to the council, but the problem is i don't know what i need to do other than to turn up to the hearing, like wot sort of evidence and so on, does anyone know the process. Also does anyone know if i can request a copy from the council of all the hours i worked at basic wage from april 07 to oct 09, as that is what the back pay was paid on (we were paid 3 different ph wages for different hours of the day)
  12. thanks bigredbus but i have just found out i have to do it on my basic hourly rate, as that is all they will pay on the back pay, but i'm crap at maths and i have to work out the percentage and i was even worse at that, i need some help me thinks
  13. I am just filling out the ET1 tribunal form and it is asking for my wage in the form of hourly, weekly, monthly or yearly but my wages varied anywhere between £500pm to £700pm so i really don't know what to put. anyone know about these forms.
  14. Thanks for replying, i contacted ACAS this morning and explained about the situation and about the time scale (which they already new) and they sent me the link for the tribunal form and told me that under mitigating circumstances i may still have a claim, i just really hope that i do as i feel i have been compliant for four years and when i ask them for something they immediately through up a barrier.
  15. But my grievance was logged with the council 11 days (and responded to by them) before my contract of employment ended, and my first snail mail was sent 4 months after i left, i only left it so late because i was told by them it was ok to do this by email, and once i asked for the pay to be sorted they informed me to write to them. Below is the letter i just did, it may make it clearer:- Dear Sir/Madam This will be the third time I will have written to Pay and Rewards regarding the enclosed grievance and also enclosed emails sent between myself and Pay and Rewards. My Grievance was first placed on the 20th October 2009 via email and phone (see enclosed email 1). I made you aware that I knew the back pay would not automatically get paid in December to leavers of the council as one of your employees informed me during my telephone conversation. I was asked to email Pay and Employment regarding this matter which I did (see email 1). Through the telephone conversation, I was asked to give my name, pay reference, section in which I worked, manager’s name and my leaving date, all of which are written in the email sent 20th October 2009, it was explained to me that these would be the details needed for addressing a claim of money owed to me due to the Pay and Grading reward that should have been implemented in April 2007 (my working life with XXX council being Nov 2005 – Nov 2009). I then sent a second email on the 17th November 2009 (see email 2) as the first email was not responded to. You sent an apology via email on the 18th November 2009 (see email 3) as my original email was sent to the wrong department, and within email 3 you gave me information regarding the claims process, accepting my grievance, telling me “Leavers cannot be looked at until after the structure is fully implemented” and “you will receive a response from the pay and rewards team” regarding back pay, this was never given. I informed you that I was due payment in December 2009 as I worked above my hours in October, and asked if the back pay I was owed could not be paid in the December wage (see email 4), as the implementation would have happened 14 days before my last pay date. The last email correspondence I received from Pay and Rewards was on the 26th November 2009 stating (only after I asked for the back pay to be looked into for me) “If you have now left the authority, you will need to write in to see if you are eligible for monies owed.”. I was informed by your employee in the original telephone conversation that logging this grievance via email, leaver or not, it would be dealt with. (I was obviously misled). As regards to being eligible for monies owed, the effective implementation date should have been 1st April 2007, if this would have taken place (as it should have done) I would not have missed out on 30 months’ worth of pay rise, it was obviously owed to me as my ex colleagues who are still employees of XXX council have now received their back pay, as I should have in the new year, claiming it as a grievance under the Statutory Disputed Regulations 2004. I then wrote to you as requested (see letter 1), dated 03rd February 2010 after seeking advice from the Union. That letter was not responded to, so I sent the original letter again with a second asking for a response (see letter 2), that also was never answered. I now write this last correspondence (letter 3/3a) under advisement from the Union before legal action is taken. I am sending this mail and copies of all email and previous letters via recorded/signed for delivery, and will keep the ‘signed for’ receipt in case this matter needs further action. I appreciate your time and immediate response to my concerns; but you must appreciate that this issue needs to be dealt with. If i still only have 6 months then so be it, but is that not the time for logging the greivance because in that case i was 2 months early than when the implemantation took place.
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