hey guys - thanks for the replies...just sorting out my data protection letters and can't find answers to a couple of question...been reading the FAQs and some threads so sorry if they are asked alot, but struggling a bit to read through everything... 1. is it £10 per bank or per account? 2. how do you request the info for credit cards? is it a separate letter or for example would a barclaycard credit card request go on the the letter to Barclays along with the account requests? 3. and does anyone have any idea how to find a/c numbers you no longer have? I know I had a credit card with HSBC put I can't find paperwork anywhere....probably burned it in anger a couple of years back when they were being mean! thanks and so sorry if this is just repetition for you all Scorchie xx

thanks Trucker - will do - I'm in North Wales - Snowdonia

haha! thanks guys. Have read through the FAQs and some of the threads and am just compiling my initial data request letters to the two banks (also Barclays)....so once I post them off I intend to spend the next 40 days properly scouring this site for info....already learned some interesting things...eg HSBC gave me a default and at the the time I told them I was only overdrawn that much because of their charges, the FAQs made some interesting points on getting defaults removed (wish I'd known a year ago, as had to get a crap deal on my mortgage coz the HSBC default wrecked my credit rating (even though I paid them grrrrr!). Anyway, will keep you updated once I hear (or don't hear ) from HSBC love and light and thanks again xx

hey guys - thanks for the replies...just sorting out my data protection letters and can't find answers to a couple of question...been reading the FAQs and some threads so sorry if they are asked alot, but struggling a bit to read through everything... 1. is it £10 per bank or per account? 2. how do you request the info for credit cards? is it a separate letter or for example would a barclaycard credit card request go on the the letter to Barclays along with the account requests? 3. and does anyone have any idea how to find a/c numbers you no longer have? I know I had a credit card with HSBC put I can't find paperwork anywhere....probably burned it in anger a few years back when they were being mean! thanks and so sorry if this is just repetition for you all Scorchie xx

haha! well at least I'm getting an idea of what it's going to be like thanks for your replies. Btw...I'm in Wales, is there anything different I should know - or should I just assume for things like the spreadsheets I should be accessing the "England" ones? kam deram, Scorchie x

hello...just starting out and was advised to post here....anything I should know about how HSBC deal with claims? thanks

hello...just starting out and was advised to post here....anything I should know about how Barclays deal with claims? thanks

thanks Saint - I'll do that now

hey all, I'm new to the site and just about to try to get my head around all the FAQs to see how to go about starting the whole bank charges malarky. It's a bit nerve-wracking don't ya think? HSBC and Barclays are my two...(I'm really not a fan of HSBC, when I was a student with them I constantly felt messed about, and while Barclays haven't been too bad, I still wouldn't say I trust them!). So...any specific advice on what to do first, and how to do it right would be greatly appreciated...and wish me luck, I'm not very good at this kind of thing ;-) Scorchie xx