I read on Moneysaving site that the banks and FOS agreed a form (in March 2010) that could be filled in for your claim. Its called PPI consumer questionnaire. Has anyone tried this??

Hi Andy, The date for return is 28th Sept. Well I will start the ball rolling for that PPI claim,its over 5k

Hi Andy, That AQ has arrived today,still no docs from Sols or HFC. They stated 7 days from letter date (8th Sept) so another few days to go. Although I originaly requested them in CPR 31.14 on 14th August and they assured me on 18th Aug that I would receive them shortly. Would this be a bad time to put in a claim for PPI on another account (closed) with HFC.? Shirei

I am obviously going to get an AQ,can I attach both letters to it? Its been 3 weeks since they told me they were shortly forthcoming from HFC. Shirei

Hi Andy, I was worried you had missed the post. They have already requested the docs from HFC and I am still waiting. Shirei

Bump

I have today received communication from Sols. They have received defence from court and their client does not accept such and they state they have written to court to request transfer to our local court and proceed as a defended matter. They have noted contents of defence and requested the evidence which will form the basis of their case (ie what I requested in CPR 31 I4 presume) They will forward this in due course and they do not anticipate it will take longer than 7 days from date of letter. Their client is also prepared to accept any settlement offer or suitable monthly instalment arrangement.

I have submited the defence today Andy,couldnt find the receipt you mentioned to print but I have printed off status summary and saved all to PC. Thanks again Andy.

I tried to add to your reputation but theres a problem.Will def try again. Done it

Thanks a lot dj1971 I have reclaimed PPI from HFC through FOS last year but never pursued this one as they said they did not have to supply any docs as it was closed. I will pursue it now though. Thankyou for your help and I will update. ps. tickled you.

Well it was never explained to us that we would pay interest on PPI for the term of the loan,and it was just assumed that it was a term of the loan.We never asked for it. Nothing was really explained just a document plonked on a desk for signature and being the mugs we were then we signed.

Now that is the best news I've had for a long time. Can I ask if you are having problems with the site? I am not viewing it as normal, since early evening.

That was quick, first payment was 27th Nov 2000,and yes it ran full term 60 months.

Thats good news, out with your calculator then.

Hi,I have an old account with HFC opened in Oct 2000 and closed in Oct 2006.It was on of those single sum premiums that you didnt realise you were paying interest on for the life of the loan. I did a SAR for accounts with HFC and this one they said they do not supply info on closed accounts. I have the original agreement though with all the figures. I would like to know if it would be worth trying to reclaim? I have already been sucessful with one claim with HFC.

OK Andy, So leave the CPR 31.15 and request order on at AQ stage??? Shirei

I did some thread trawling and found this short defence by foolishgirl: 1. I, xxxx of xxxxx make this statement as my defence to the claim brought by xxxxxxxx 2. The claimants particulars of claim are vague and fail to disclose any cause of action, they appear to be an abuse of the process in that they fail to deal with the basic rules of pleading in accordance with the CPR even allowing for the constraints of the bulk issue system 3. No documents supporting the claims in the particulars have been offered and despite a request to the claimant for further information via CPR 31.14 dated xx/xx/xxxx sent by recorded delivery none has been forthcoming and as a result I cannot plead in defence to the claim 4. Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appears without merit, the defendant asks to be allowed to submit a fully particularised defence should the claimant provide copies of the original documents he will rely upon. 5. Further to the above, the defendant is unable to plead effectively or at all. The defendant is embarrassed. Statement of Truth I believe the above statement to be true and factual Signed

Hi Andy, The sum claimed is £2148 which includes sols costs and court fees. I would think small claims. Regards Shirei

I made that call to courts this morning and the date is 1st Sept. Still nothing fron HFC or Weightmans suppying the docs requested under CPR 31.14. I was wondering about sending CPR 31.15.

OK Andy, look forward to that.

Still nothing from HFC, should we go ahead with defence now?

Anyones view on the dates?

Yes thats what I meant,service date was 30th July, +5+14 to Aos,+14 defence. Is that right? I think 1st Sept.

I will Andy. As to the defence,how long should I wait for the docs? Correct me if I am wrong but do I get 33 days from service to file defence?

I have had a reply to the CPR 31.14. today. All they have done is forward the request to HFC and put the account on hold. How on earth can they put this on hold if it is with the courts??? quote:" These documents should be with you as soon as possible" I know from experience how long HFC take to respond (if at all).