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About dampriser

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  1. To be honest, Southern Water have told me to deal with the DCA, but haven't returned any payments i've made. I think perhaps i'll plead ignorance and keep paying Southern Water as i am, when i next recieve a letter from the DCA i'll just write a reply stating that Southern Water are accepting my payments direct to them. Which they are. The letter sent by Southern Water advising to deal with the DCA was recieved 2nd class standard post, which i haven't acknowledged if any way. So plead ignorance and carry on as i am. Thanks
  2. Thanks for the advice Conniff, Problem is at the moment i am paying Southern Water and not the DCA. After 2 weekly payments made, Southern Water are telling me to pay the DCA instead. Thus now i'll have to stop paying Southern Water (which i don't want to as i want to show that i am paying the debt off), and have to communicate with the DCA who will probably initally decline my offer knowing them. So whilst communications with the DCA will go back and forth, my payments would have stopped and if it went to court it would look unfavourable as i stopped making payments.
  3. Many Thanks for that. We actually have no other significant debts (meaning ones that are true and correct). We did have rent arrears and council tax debts, but i paid those off full with the negotiated settlement i got from employer when falling ill and having to leave the company, but there wasn't enough to cover this one. I will have a look at the websites you mentioned, but seems it may be best then to forward the letter with attached budget sheet that i originally sent to Southern Water, to the DCA and request payment method details. Yes, I did see this when
  4. I just had a thought, which i would appreciate anyones to view. Seeing as the letter i recieved from Southern Water was just sent normal post, and i haven't acknowledged reciept, could i just keep making the weekly payments to Southern Water and should the DCA contact me again just say that i'm paying Southern Water direct? I forgot to mention that we had applied to the Southern Water Trust Fund, but they declined our application on the basis that we are in reciept of benefits, and advised to contact CAB. They did say that we could apply again, but our circumstances haven't changed
  5. Help!!! We have a debt of just over £2k with Southern Water which is true and correct. Disability benefits are our only source of income. Last week we had a letter from DCA Moorcroft demanding full and final payment which there is no way we can afford. I wrote a letter to Southern Water making an offer of £5 per week and attached a budget sheet. I immediately paid the 1st payment of £5 through bank transfer for that week, and have done the same for this week. Today i recieve a letter from Southern Water stating the account has been tansferred to the DCA and they can't h
  6. I totally agree as there are other faults i have found with the car since, but that is my undoing by not getting a mechanic to accompany to view the vehicle. But the seller deliberately mislead me in to believing there were no advisories and it's only on that basis I want to make a claim against them.
  7. Thanks Sam, Yep to all 3. I also rang CAB and they advised the same as you, though only to give 7 days notice of intent. I'll get a letter sent registered off today and keep this thread updated. Many Thanks again
  8. Yes, Many Thanks and apologies for the omissions. The car was purchased the day before the incident, Friday 21 May. The occurrence happened Saturday 22 May. The MOT is dated 28 March 2010. The car was purchased with cash. The seller did issue me with a 'sold as seen' receipt, but as i understand that is not a phase recognised under law.
  9. Hi There, I'm after some verification and advise on the best way forward. I purchased a used car privately after seeing an auction on ebay for the car. The car was described as having flew through the MOT with no advisories. I communicated with the seller through the ebay messaging system and negotiated a price which the seller agreed to take it off ebay. The price agreed was subject to the car being as advertised. One day after purchasing the car i nearly had a crash as the steering had gone, I had it towed to my nearest garage who diagnosed the offside anti-roll had
  10. Darn it And here was i to start a LBL Swap Club I'm also wondering where people's advice is to 'hide' the vehicle, wouldn't it be best to lock it in their garage (if they have one). Surely they have no right as to cause criminal damage in repossessing a vehicle?
  11. Throwing this one out there for discussion, as I've read a lot of posts from people who have purchased cars in good faith, only to have Log book Loans sending letters that the car is theirs and that they are prepossessing. I read somewhere the other day that if the purchaser of the vehicle was unaware of any outstanding finance, then they retain the rights to the vehicle. www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1964/cukpga_19640053_en_1#pt3-l1g3 27 Protection of purchasers of motor vehicles (1)This section applies where a motor vehicle has been bailed or (in Scotland) hired
  12. Thanks as always. I haven't acknowledged reciept of any of the letter from Lewis Group or Cohens, thus for time being will just file the letters.
  13. Hi all, Today i received a letter from Howard Cohen & Co Solicitors - Notice of Pending Legal Action. It states they have been instructed to prepare court papers for non-payment of debt, potential additional costs, and giving me one final opportunity to pay to avoid these costs. I'm needing some advice as if to send a letter re: default notice defective, or to still wait? If i am to send the letter now, can someone please proof-read or make suggestion to my letter in post #37? Many thanks for the advice given to date, and time spent in replying.
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