Variation Order Merry Go Round in Financial Legal Issues Posted September 30, 2009 Hi J, The reason you're being asked to attend the hearing is probably that they want to be sure you are honestly dealing with the debt. It might be helpful if you could give a little more information here: What does the new order say? How many payments did she make before she started missing them? How many did she miss? Have you been in contact with BH to explain the missed payments? Unless you can come to an agreement for a variation by consent with BH it strikes me as unlikely that you'll be able to avoid the hearing (although you may be able to get it adjourned if you can persuade them you have a good reason). My advice would be to get on to BH, apologise for missing payments, explain the situation, and commit to making the future payments; and ask them to agree to the variation you propose. Having said all that, the situation could be very different depending on your answers to the questions above. Hope that helps.