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haybaby

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Everything posted by haybaby

  1. Just spoke to a guy at nationwide and my first two claims will be in my account today but at only 8% this is not what i have been claiming and it should have been at 24.9%. What shall i do. Do i send them a letter saying i will take it as part payment? Just take the money and run? Also he said they work the interst out on each indivdual amount but this will add up for less then what it does if you put the 8% in the spreadsheet. Really stuck on what to do now as its obviously a lot less then what i was going for. Also is it worth transfering the money out of this account into another one so they cant claw it back at any point. I have not agreed to any payments or settlement from them. the guy on the phone called nathan said the onbudsman and the court advise to pay back the charges with the statuary 8% not sure if this is true or not.
  2. dolly when your payments when into your account did they appear as credits by cash to start with. As i have had some phantom payments go into my account but all it says is credit by cash at the moment the bank said they wont know where they came from untill tomorrow.
  3. guys just checked my account and have had some payments by cash appear in my account they are 2 payments so far making £820 which seems an odd amount any ideas my claims are split into three and not one of them equal £820
  4. yeah same here my defence is due on the 9th and no money for me yet either.
  5. Ok have sent this now shall wait and see if i get a response. Dear Sir / Madam In reference to the claims i have with Nationwide Building Society xxxxxxxxx for £4386.99 xxxxxxxxx for £4838.34 xxxxxxxxx for £4595.87 As you are aware we are now aproaching the 28 days in which you have to file a defence for these claims. I am sure your client Nationwide is aware of the increasing costs in interest and court fees to the claims, The longer these case's go on. i suggest, and feel that the court would agree we try to settle this claim before a court appearance is needed and any further court time is required. I am also sure you are aware that the vast majority of these case's also end up with the claiment winning the case. On this note i would take £13821.20 as full and final settlement on all 3 claims paid into nationwide account xxxxxxxxx xxxxxxxxx. This amount would resolve all outstanding claims with nationwide and i would then withdraw from court action. If you need any further information from myself regarding these claims that would help in a speedy resolution please do not hesitate to contact me.
  6. I sent them to solicitors aswell this is the cover note i sent Dear Sir / Madame, xxxxxxx -v- xxxxxxxx Claim No:xxxxxxx Your Ref : xxxxxxxx Date Issued: xxxxxxx Please find enclosed a copy of my schedule of charges relating to the above claim. The time you have to wait is 28 days from the served date so next monday for be the last day they can enter a defence.
  7. thinking of sending this as a nudge letter advice on it please Dear Sir / Madam In reference to the claims i have with Nationwide Building Society xxxxxxxxx for £4386.99 xxxxxxxxx for £4838.34 xxxxxxxxx for £4595.87 As you are aware we are now aproaching the 28 days in which you have to file a defence for these claims. I am sure your client Nationwide is aware of the increased cost in interest to the claim the longer these case's go on. i suggest, and feel that the court would agree we try to settle this claim before a court appearance is needed. I am also sure you are aware that the vast majority of these case also end up with the claiment winning the case. On this note i would take £13821.20 as full and final settlement on all 3 claims paid into nationwide account xx-xx-xx xxxxxxxxx. This amount would resolve all outstanding claims with nationwide and i would then withdraw from court action.
  8. haybaby

    Nudge Letter

    i was thinking something like this Dear Sir / Madam In reference to the claims i have with Nationwide Building Society xxxxxxxxxx for £4386.99 xxxxxxxxxx for £4838.34 xxxxxxxxxx for £4595.87 As you are aware we are now aproaching the 28 days in which you have to file a defence for these claims. I am sure your client Nationwide is aware of the increased cost in interest to the claim the longer these case's go on. i suggest and feel that the court would agree we try to settle this claim before a court appearance is needed. I am also sure you are aware that the vast majority of these case also end up with the claiment winning the case. On this note i would take full and final settlement paid into nationwide account xxxxx xxxxxxxx for the above claims to resolve this matter without further court interjection.
  9. haybaby

    Nudge Letter

    they have 10 days to enter a deffence
  10. haybaby

    Nudge Letter

    i am looking to send a letter / email to eversheds to try and get them to hurry up a bit as many other people on this forum have done already. And wondered if anyone had a template letter to be able to send to them
  11. haybaby

    Nudge Letter

    to eversheds for bank charges
  12. haybaby

    Nudge Letter

    does anyone have a good nudge letter that i can use please. Thanks
  13. its just waiting now really have u sent the court and the solictors your schedule of charges yet
  14. Hi i want to send eversheds a poke letter as there is only 2 weeks left until they can defend. Is it worth asking if they have all the neccessary info and is there a standard template somewhere.
  15. just had this back from eversheds after sending in the schedules i take this is the normal response. Dear Sir, We acknowledge receipt of the copies of schedules. Have a good day. Yours faithfully, Genevieve Tan Legal Administrator Legal Services Group Cardiff Eversheds LLP also is it worth sending my nudge email next week to her directly or use the nbs email address still.
  16. as i have now submitted the details of charges to both the court and the solicitors when is it worth giving them a nudge to pay up. They only have uptill the 10 of july to enter there defence.
  17. unfortunately i have got to far through my claim now and didnt find this site untill after i had submitted everything and had been acknowledged on MCOL. I would have defo done thing differently if i had found this site before i started. I have just emailed the courts the Schedule of Charges and the Solicitors aswell. If i hadnt of seen it on here i wouldnt of known they were needed till after they had entered a defence.
  18. Hi does anyone have the above please.
  19. anybody got any ideas. also is it worth sending over a breakdown of my charges to the court and the solicitors b4 the end of the initial 28 days
  20. Guys looks like i might have been givern some bad advice by splitting my claim under the £5k claim limit. All 3 cliams have been aknowledged already and have been in the court process for nearly 3 weeks now. There 28 days ends on the 10 july. Is there anything i can do to try and not get these chucked out from the court for misusing there system. Or Is it to late and i just have to suck it and see.
  21. was told on another well known forum as i wanted to stick them all in one lump sum to spead up the claim. Was told not too so didnt. All three claims have been acknowledged now by NW so hopefully everything is going to plan for the time been. If it does get chucked out for that reason i will have to start again i geuss. The reasons this advice was givern was so that the claiments would not be liable for NW costs if the case was lost.
  22. mine were split due to advice from other forums and they were spread out a week between each claim due to financial reasons of having to stump up the cost £120 each claim. I have not heard of any claim been struck out becuase of doing this so far. Also the charges have been split into different time scales i.e claim one is for 2001- 2003. Claim 2 2003-2005 claim 3 2005-2007. i cant see how they can say anything really as if i was claiming one lump sum from one date then i can see how they would see it as an abuse of the court system
  23. yeah i had to put through 3 seperate claims as mine comes to just under £14k with interest as put the interest in at there contractual interest rate which is 24.9% so each one had to be under £5k for each one. I would imagine that they will pay you back the extra charges with a simple phone call once you have won the first lot back.
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