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About dowbulldog

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  1. Hi again folks, This is still dragging on so this is where we are now. The person who caused the accident is about to be prosecuted, I was found not to be at fault in any way. Ok that bit over, my insurers has offered my £7525 despite me providing evidence that I could not find a 7 week old bike to replace it for that price, in order to be put back to a position I was prior to the accident I would need between £8700 and £9000. There 8 weeks to resolve this have now expired and I have now passed it to the Ombudsman to make a decision on the settlement I have been offered. Now as daft as this may sound, the other insurers Aviva have agreed to a price of £8200 following me stating the I was considering taking the third party (The rider of the other motorcycle) to court to claim back my losses in relation to the loss of value of my bike which is in the region of £2500. Aviva have said that they will take over this claim from Equity Red Star and also collect my scrapped bike to dispose of it themselves, in the same offer they state (quoted below) By accepting £8200 it would not prevent you from pursuing an uninsured loss claim or issuing proceedings, should you decide to do so. Should you decide to issue proceedings against our policyholder and or Aviva insurance we would request that these are served on our nominated Solicitor (address deleted) Now my problem is this, following me sending information to my insurance appointed person dealing with my personal injury claim, he has advised me the following :- You can take further action against Aviva but not for the bike. Only if we fail to agree a fair value for your injury and/or other uninsured losses could we take action I would really appreciate your views on this as I don't know if its a good idea to accept Avivas offer as part settlement, or to leave it with equity red star and let the ombudsman decide my fate. At present I have been without my bike for 3 months, my bike according to my insurers is with the new owners although I still have the logbook ! :- quote from insurers below, again would appreciate you views on this, I have informed the ombudsman. Answering your questions below: Your insurance remains active. If you wish to add a borrowed motorcycle, or arrange temporary cover etc, you should speak to Ramasis directly to see if this is possible. The bike has not been scrapped yet, it remains with the salvage agents HBC pending further instructions. In respect of the documents, you should fill out and send Section 9 to the DVLA quoting xxx as the new owner. Other parts of the documents should be sent to xxx at the following address: (address deleted) Thanks Steve
  2. unfortunately not H, I didn't even know what it was until I got myself into this mess, its all with the ombudsman now as myself and insurers are in deadlock
  3. Thanks for your feedback also unclebulgaria67, I think my previous reply covers your concerns
  4. Hi Angrycrow, Thanks for replying to my problem above, Aviva have only told me verbally that the admit total liability, to clarify what happened I was only traveling slow, about 30mph, the rider in front, waved me past him with his right arm, as I indicated to pass him his front wheel left the tarmac and went into the soft verge and he lost control of his bike, I went over to the other side of the road in an attempt to try and avoid him but he ended up coming over to the other side of the road as well, I had no chance of avoiding him, The wording on my policy does not include new for old, I cannot find any 8 week old bikes, my insurance have only offered £7500 which is glasses guide price, even though I have clearly demonstrated that this sum will not get me a similar bike they refuse to offer more, I have now gone down the ombusman route. I have posted my problem on here to try and determine what the likely outcome will be, thanks again for you feedback
  5. I hope someone, anyone can help me Background motorcyclist in front of me losses control, drops bike in middle off the road, im behind him and go straight over the top of him, result, both bikes totalled, he had busted back, I had minor injuries. He admits total liability to Aviva (his insurers), my bike is 7 weeks old and cost 10k new, insurers offer me 7.5k.. in the meantime my loan bike from my insurance company goes bust, I get pulled by ANPR for no insurance, luckily because BLD have stickers all over the bike I get off with it, that is first issue against insurers...... Next, I believe as the first registered keeper pf a less than 12 month old bike I should have a new bike because of this non fault accident, I have claimed against my own company with a view that they will then claim on the third party, I am been told this is not how it works(by my insurance) at present the other rider who caused the crash has been paid out for his bike, but because mine is a new bike and I only got offered 7.5l and have refused the whole claim is in deadlock. The point I am making with my insurers is that they were quick enough to tell me when I took out the insurance that my bike was not covered while on my driveway ( I stated it would be in a garage) but they failed to inform me that my bike was not covered by a "new for old" policy... any help/advice on this would be real helpful, any questions please ask Thanks Steve
  6. Many thanks to all the people that have posted, in short i have taken the points and paid the fine, my company refuse point blank to take any responsibilty although I have never had any training at all regarding my company vehicle which i have driven for the past 3 years, I wouold of taken the matter further, however im sure you understand that "by rocking the boat" im only making a rod for my own back, i,ll put this one, reluctantly down to experience. On a further note for readers, since incurring this fine it has become very apparent that most car drivers(also licenced to drive my van) are not aware of the speed restrictions, i now travel at 50mph on A roads and 60 on dual carraigeways, i am forever being honked at, or obsene gestures made to me because of me holding up traffic, its makes me wonder how many other people have been caught out by this crazy little known legistration !!!! Thanks again everyone
  7. Hi Thanks for your feedback, not sure what you mean by above, I am an I.T engineer our company leases vehicles through autolease, my transport manager phoned me to tell me about this ticket, when he said doing 58 in a 60mph i asked him what the hell he meant, it was then he told me about this law, a few days later i recieved my NIP in the post My point is he assumed everyone new about this regulation, by asking other people he quickly realised how wrong he was, very few people knew
  8. Definately go for enta.net, ive been with them about 7 years, 30gig daytime monthly allowance with 300gig allowed 10pm till somewhere around 7am, im pretty much into p2p, never hit my limit yet
  9. Hi All Im after a little advice, I got caught out by speeding in a van over 2 tonnes, its a company vehicle, I was doing 58 in a 60mph zone, when my transports manager phoned me to tell me I was told everyone knew, he later phoned me back and retracted that statement after speaking to several other employees who also didnt know that the Ford connect was classed as a light goods vehicle and subject to 50mph on A roads. I would like to know if they (my company) have a duty to incorporate into company handbook, memo or any other form of communication to there employees that such restrictions apply. Thanks A very disgruntled I.T Engineer now with 3 points !!!
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