Panic!! No need... lol the test case will only delay things a while at worst.. hopefully! I'm carrying on regardless too, court papers ready and waiting for wages day! then N1 form ready to go, Good Luck To You Too. Nick.

Hi All, I'm going to continue with my claim despite all the 'test case' concerns etc.. Using the new poc thats been kindly produced for our use, can anyone offer any advice on filling it in with the N1 form and what i need to look out for.?? Don't want to cock this up here... Cheers Nick..

Think its worth claiming from scratch now then, with a request to go back further than the 6yrs, for me anyway.. as i was just about to take court action. May as well get the lot now, seeing as though its gonna take time to claim, and a request for further than 6 yrs records will take a while too... Anything i need to do different when doing this??

I guess all the banks can do, if and when it comes to the court stage is request a 'stay' til the test case is over?? Another delay for them to use. But it will still mean that we are in the system if we carry on with the claims, and could still proceed then... Nothing to lose all the charges money to gain.

Hi all. Anyone know whether its still worth carrying on with the claims?? I'm at the filing at court stage (n1 forms etc), after giving 2 weeks since the lba letter was sent out. Was gutted last night after reading the threads about the Test Case.. but would still like to try and get my dosh back, so whats the general feeling, carry on or not?? Cheers, Nick.

Hey Folks, Just wanted to say good luck to you all... I'm at the exact same stage. Had 2 letters with the usual 'looking into it', from complaints dept. but next step is N1 form ready to go out with spreadsheets, as soon as its Payday! lol. Just a quick question though, Anyone asked for a settlement before filing court claims(and paying the £120+ fee), or can you try that only AFTER recieving a date from court?? Ta, Nick.

I have recieved the standard 'looking into your complaint' letter from Complaints Dept, but will be moving on to the next stage regardless. I am about to go into the realms of nervousness now... Issuing the court papers.. Form N1 filled in, printed off and attached with spreadsheet including interest rates. I just have to wait for payday before i take it all to the Court! (probably re-print spreadsheet on the day, as amounts change). Any advice or anything i might have missed, or need to know would be truly grateful!! Thanks in advance. Nick.

Today sees the LBA letter going out recorded delivery. After this i will be reading up on the next stage in detail.. so any pointers for what to look out for will be appreciated. I'm pretty sure i know what i'm doing at the moment, but if any of you folks have any extra suggestions on what to watch out for... then Thanks in advance. Nick.

Thanks for the reply Jo, I think i'll be happy carrying on with the 6yrs only, as i will have to go down the road of additional requests and waiting time to collect the appropriate statements and charges lists from Abbey!! And this could take ages!! due to Abbey stalling wherever they can... And as i am close to the LBA stage i'm happy to continue where i am, with the 6yrs worth, Thanks Again.. Nick.

Quick Question... If i claim for OVER 6 yrs of charges, is there anything different that i need to do (instead of just the flat 6yrs). Or does it not matter? I have statements from Jan31st 2001 and was going to use all the charges listed from that date... and if i claim Just 6yrs, does that date begin when i make my 1st request (25th June 2007) and any charges before 25th June 2001 cant be requested?? Hope this makes sense?? Thanks for any replies!! Nick.

Already recieved letter from Abbey today (dated 26th), telling me they will look into my complaint... and will re-contact me in 4 weeks... Whatever...lol I will be sticking to my timetable and sent next stage letter out within the 2 weeks as per recommendations from you folks here... Updates to follow !!! Good Luck To All Other Fellow Claimants.... Cheers, Nick.

As i am only claiming charges back on bank account without any overdrafts etc.. this should be relatively straightfoerward... S.O.C. filled in this weekend, along with prelim letter on its way today(recorded delivery). Just have to wait for the 14 days now then.....

I'm only claiming back 6 1/2 years of charges, and had all statements going back to Jan 2001 all sent to me within 10 days!!! Prelim letter on its way today.... Good Luck to All ....

Thanks All... Will be placing all charges into spreadsheet this weekend, and will not include 8% column at this moment. Thank you for all the help.. Nick.

Cool, Thanks for your comment. Just need to confirm that i dont have to send copies of my charges and statements yet? Just send a spreadsheet which i can find on here somewhere?? Cheers for any help you folks are providing... Nick.

Today I recieved my Bank Statements from Abbey!!! 10 days wow! Just printing off Junes to add recent charges, and then sorting out the step2, Preliminary Approach for Repayment. Will sort this out over the weekend, get copies of all charges sheets and additional statements for myself... as a back-up, then post it all, and wait for the reply! So Far So Good....

Hi, I had only 1 letter come through, on both downloaded files... each only 1 page and without account numbers... But its easy enough to compile your own using the templates already provided elsewhere, which only takes up a little time .... So no real problem.. Thanks anyway for trying to make things even easier for us all!!!

Hi All, Thank you all in advance for the help, advice and information to assist in claiming back monies from the Abbey. Today i sent off the 1st letter requesting history of charges etc going back 6yrs, and hope that i can eventually join the large list of success stories so far!!! I have been looking into this for a few days, and came across this site. Well what can i say, Excellent!! registered asap and now its all systems go!! Hopefully updates to follow witrh each stage of the process.... Good Luck To All Others.. Nick.;-)

Thanks. Look forward to utilising all the info as much as possible.. I'll post a new thread in the Abbey section with regular updates when available. Cheers..

Hey All. Just a quick hello to all of you that are prepared to take on the Banks!!! I started today, with my 1st letter requesting last 6yrs details, posted off by recorded delivery... Now the waiting starts. Lets hope for another successful result to add to the rest!! Nick.