Have been reading all coments posted here about stays, but am completely lost. I had my stay against Yobbo Bank stayed on 7th August (how quick is Sheffield to jump on bandwagon) - letter from court arrived same day that letter from bank arrived saying they were going to apply for stay (bit bloody quick). At the time the advice on this site was very mixed - some people said to apply to have stay lifted, some said it was not worth it as lifting it would not be granted and others said 'suck it and see'. Although I am in full time teaching work, my monthly salary is spoken for by mortgage payments, debts, credit cards, etc so I just about break even at end of month. I would have found it quite difficult to pay the fee for the stay being lifted so put claim on back burner for now. Now I am wondering if I should have done something at the time and whether or not I am going to miss out having not acted. Does anyone have any clear guidance as to what to do now or are we still at the whim of the unjust judicial system that does not appear to communicate with anyone - even themselves? Any advice is welcome:confused:

A lot of us here on CAG who are after the Yobbo Bank have already received stays from the courts that arrived in same post as letter from YB telling us they were going to apply for a stay. It took YB letter over 10 days to get to us and only one day for the courts letter! Advice seems to be mixed between applying to have the stay removed or just accepting it for now. If you apply to have it removed, you have to be able to prove that you would suffer hardship if the case is not allowed to proceed - there is a link to having the stay removed which also lets the court know that you would be in a difficult position financially if the case is stayed. Would post link but can't find it at moment. If you have a trawl through some of the recent threads, you will probaably find it and if I find it in the mean time, will post it for you. Keep the faith - we will win Jenni

Gruel - you should be so lucky - we're eating the weeds from the garden!!!!!

Me too. They owe me over £7000 - nice thought is that interest is accruing every day it is on hold. So if case takes over a year, like they are saying it might, then that's a holiday in South of France to come. Might also pay for belated honeymoon in Hawaii that we are planning for next summer. You can see I am being very positive about this. Any idea what is happening with test case so far - are we any further forward, or is someone getting paid some obscene amount of money daily to investigate this, in which case are they going to drag it on for years?

Go Hils - we are all rooting for you I'm watching your thread with interest. Am about to do letter requesting lifting of stay and have collected together an awful lot of stuff for bundle (still not quite sure what to include and what to leave out). Am hoping that if everyone from this site who has had stay granted against them writes to court they will realise we are not just going to go away quietly. Know what you mean about this site - addictive isn't it. Think it helps to know that we are not on our own in trying to get the YOBBO bank. Jenni

Thanks Caro Think it must be time of night - leads to paranoia and panic. I suppose if everyone that has had a stay entered against them all apply to have them removed then banks and courts will have to take us seriously. Presume court will have cancelled 12th September hearing but at least it gives me a little longer to work on court bundle. Will be interesting to see what happens next. Thanks for support and all help from everyone on site - we wouldn't have got this far without you all. Jenni:)

No - mods not gone - seem to be beavering away in background. Appreciated list of courts who are applying stays but puzzled as to why some courts are allowing some cases to go ahead and others are stayed. Any ideas anyone?

Anyone got any advice. Am in two minds about applying for having stay lifted. I am aware that the possible results could be 1 Stay could be lifted and case will go ahead and judge could find in my favour 2 Lifting of stay could be refused 3 Stay could be lifted, case goes ahead but judge decides in banks favour because of ongoing test case, in which case if the test case goes against the bank I will have lost out. Now not sure what to do.. HELPPPPPPPP. May have to go and sleep on it - again - and watch the site for a couple of days to see what advice is given. Anyone else feeling the same way?

Do we know why two courts are allowing some cases and not others. Mine is one that has been stayed. Jennifrance

Hi Hils Glad your case seems to be going ahead. I am still deciding whether to go for the removal of the stay on mine. It would be interesting to see if certain areas of the country are allowing stays or whether it just seems to apply to cases that are over a certain amount. Sheffield were very quick to allow the stay on my case and it does seem from reading threads on CAG that YB have pulled a flanker by dating letters 31st July but no-one seems to have received them before 8th August. Seems strange that court letter was dated 7th August and I received it the next day. Both were sent first class. YB seem to be a set of bloody-minded bacteria! If there are any mods or site helpers out there - is is possible to collate info on which areas are allowing stays or whether or not it is down to the amount of the claim. Keep going, Hils - will keep watching your posts to see how you do. Jenni

Cheers Hils. This seems to be very uncharted territory - cheers OFT for making things even more difficult. General advice on this site seems to be to continue and fight against the stay. Am now getting paranoid about court bundle - read letter from court with hearing date which arrived about a week before I broke up - now can't find letter and am not sure whether it said that court bundles had to be in within 14 days of date of order or 14 days before hearing date. Think it was 14 days before hearing - hopefully. Had planned to spend most of 6 weeks holiday doing court bundle - now having major panic. Never mind will plough on and see what happens - thanks for link to letter for court and here's to us both getting a victory over YB - they deserve everything that is coming to them. Will watch your thread to see how you do and keep in touch. Jenni

Me too - Received letter dated 31st July (photocopy signature of the lovely Miss Ross) which arrived on 8th August in same post as one from court granting YB stay. Barstewards. Not sure what to do now. Know Caro is advocating to have stay removed but then you read other threads which seem to say wait. It also seems that only certain cases are having stays put on them - but not sure if this is to do with location of court or amount being claimed back. I wouldn't insult sewer rats - think YB are even lower form of life - possibly plague bacteria. Keep chin up and will watch you thread to see what you decide to do

Exactly same has happened to me. I received letter from court granting stay on same day as one from YB saying they were applying for stay. YB letter dated 31st July but arrived 8th August - same as you. I was due in Sheffield court on 12th September. Do we have any idea what will happen if we apply to have stay removed. Will banks have to defend claims as originally intended or will judges refuse to rule/find for defendant by default because of test case/find for defendant or are we simply at mercy of whim of local judge and how he feels regarding claim for charges? Will apply to have stay removed but am really worried that claim will not be granted due to any of above. Back to biting nails again I think. Will be left with only stumps at this rate.

Have been following your thread with interest. I had a hearing date of 12th September but having read other threads on this site it seems that YB are applying for stays on some peoples claims but not on others. I have had a letter from court accepting YB request for a stay and consequently they have cancelled hearing date. Cheers YB for letting me know that you were applying - letter from them came same day as letter from court. Am amazed that your case still seems to be progressing as YB are filing a defence - not simply putting a stay on case. Well done you - keep going. I'm now beginning to wonder if they are allowing claims for amounts below a certain level to proceed but are blocking claims for larger amounts (mine is for £7000+) just in case test case goes in their favour. Will watch to see how you go - good luck and keep fighting. I'm sure you will get your money.

Am watching your thread Hils I have had stay granted to CB by court - CB didn't have grace to let me know that they were applying. Got court letter granting stay on same day as CB letter telling me they were going to apply and re-iterating their advice to bugger off and stop and bothering them. Not sure what I should do now - am going to carry on with court bundle and another member of the site has suggested writing to court to get them to take stay off. Do you know if there is any case where the stay has been removed and claimant has been successful in getting their money? Jenni