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About MikeDavidson76

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    Basic Account Holder
  1. Hi all, first post and any advice would be greatly appreciated. Ok here goes all my banking is donr through the Bank of Scotland, current and business accounts a mortgage and a loan. I wrote to them on the first of May this year asking for my bank statements for the last five years. My business account sent me the relivent info within 7 days as yet I still haven't heard back from my personal account. After a quick tally up I have had £650 of penalty charges on my business account in the last five years, I don't yet have the info from my personal account but I'm expecting it to be a good bit higher. I now have a business and a personal account open with the RBS but still have the mortgage and loan with the BOS. Searching through the vast ammount of info available on this subject on the internet I came across a case where a bank made a customer repay a loan immediatly for reclaiming bank charges. Can they do this with a mortgage? Should I wait till I have re-mortgaged and then start a claim?
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