Im having problems with the courts, i received this letter, i signed the form and sent it back and i got the same letter again. I am unable to process your documentation until the undernoted matters are attended to: Your small claims application requires service in England/Wales. I have endorsed the application with the required certification, which you are required to sign and date before returning. Before you decide to proceed with the application it is important that you are aware of the following factors: 1. It takes longer to obtain a decree as additional time is required for service outside the jurisdiction. 2. If you are sucessful in obtaining a decree and wish to enforce it, you can only enforce it through the enforcement procedures in England/Wales. 3. It is possible in most cases to initiate proceedings in England/Wales where the defendant resides. If you would like further information on the registration or enforcement procedure in England/Wales you should contact the Queens Bench Action Department of the Central Office of the Royal Courts of Justice, Strand, London, WC2A 2LL (Tel No 020 7947 6089). However, if after considering these factors you decide that you wish to proceed in this jurisdiction, please return the forms and I will process them for service.

ok i received the same letter from nationwide saying they are not going to payout. Do i go through the small claims court now? thanks

I won! they are giving £180!

Ok Nationwide owe me £840, I have received a letter from nationwide basically telling me clear off, so im going to send them a letter before action. I will let uses know how it goes.

Hey all, im new to this forum, must say great site, plenty of good advice. im in the process of claiming back charges from both Nationwide and Egg credit card. Egg owe me £180 and Nationwide £840. I received a letter from nationwide basically telling me to clear off, and egg offered me £35 and said it was a good will offer. My next step is to claim through the courts, im from northern ireland, do i use the northern ireland court service or use the uk one in regards to the n1 form. Would i be best sending another letter to the banks and telling them im going to the small claims courts or just send them a copy of the n1 form?