Hello everyone. My husband had a store card with Burtons (GE Money), he missed some payments and it went to debt collection agency, we can't remember which one?? Then eventually it went to court and he got a CCJ!
I tried to write to GE Money asking for original signed agreement on 10.3.07. They never got back to me. I then sent a letter asking for all the statements for the last 6 years on 28.4.07.
The first reply I got was from Aktiv Kapital saying that he owes them the money and to send payment ASAP. We have never heard of them and he is currently paying the courts. I then sent a letter to Aktiv Kapital asking them for the original agreement and they replied saying they can't locate the account so can we send extra identity details. I then received a letter from GE Money saying they cannot locate the account. Unfortunately we never kept any statements or account numbers or anything so we only have a name and address.
Can anybody advise on how we ca get a copy of the original agreement from GE Money? what do I do with Aktiv Kapital?
Can someone also advise me on if GE Money cannot find the original agreement how does this effect the CCJ??