Went on Trustonline, yes it is on there, saying unsatisfied judgement..what can I now do? Thank you!

Hi, I have just used Noodle to look at my credit file and under the heading Judgements there is an active CCJ from March 2008 for £873, now I am not sure what or who this is for! While I have had debt problems in the past I thought I had cleaned my credit file up, its for Wakefield court What would you advise me to do? I do not want this on my file and need to find out what this is for? Many thanks!!

Think I have attatched correctly!!

Thats what I thought The form looks very hashed, a bad photocopy, hand written address's, will post it up for all to see later!

Need to use scanner at home, will scan & post up later pm Many thanks

Hi all Recieved today in the post a " claim form" from Wakefield County Court , the claimant being Ridgeworth Fairmile , the defendant being myself for £848.51. This was initially an Argos additions account which defaulted in 2005 and was sold to a DCA in 2006. This is a company who I sent a CCA request back in september last year and heard nothing from them. The claim form is a photocopy , the particulars of the claim interest me... Particulars of claim: Inv amount £639.00 31/07/06 the claimant claims 1: £639 2: Statutory interest pursuant to section 69 of the county courts act ( 1984) AT THE RATE OF 8% PER ANNUM FROM 31/7/06 TO 14/01/08, £74.51 and thereafter a daily rate of 14p until payment or judgement. Now I was under the beleif that if this debt was in dispute ( ie they could not provide a CCA ) then it could not go to court. Any help very gratefully recieved as I am V puzzled by this!!!

I have been following advice posted here for quite some time and am now at a stage in my life where I require a bit of closure on my finance problems. I have 10 different debts 1) No contact with ApexCredit Man since 2005 ( Monument) 2) No Contact from Capital 1 since march 2006 Ok sent a CCA request in August 07 to following companies 3)Eos = they sent me scanned copy of credit card application from nov 2001, then no other correspondance. 4)Gothia Redcastle= no further correspondance 5)CDUK= sent me a scanned copy of application form dated april 1998, no further correspondance 6)Metropolitan= sent a letter stating that CCA do not apply to current accounts, now this was initially a student loan that I defaulted on, then HSBC closed my account. They are requesting an income & expenditure breakdown. 7)iqor= sent a letter to me saying that the client has not provided them with a copy of the agreement, closed & returned file to client ( Halifax) 8)iqor =the account has been withdrawn from their files, then I recieved a letter from BOS offering me a settlement figure? 9)Bryan Carter= after threatening to take me to court, I followed advise from here and have had no further correspondance. 10)Barclaycard= sent scanned copy of what seems like agreement, but Robinson Way have persisted to call me three times daily despite harrasment letter being sent. My question being, where to go now? Who do I owe money too? Do I just dismiss the ones that have " gone away" I ask this as my partner is buying a house which I will live in with him & he wants to know how I am doing with managing my debts...will anything come back & haunt me? Sorry if its long and drawn out!

Very pleased with self and cant thank this site enough...today, after the nasty threats from Bryan Carter I received a letter telling me that had stopped the court action against me (yey!!) thanks to all that gave me advise..it works, just keep at it. Am really getting there with my debt issues and am feeling so much better.

Just received a letter today for : The hearing of the claimants application for Stay to be lifted to take place late November. What does this mean?? What paperwork will I need? Thanks

Have filed acknowledgement of service, getting my defence together, ie all relevant docs etc... will keep all updated, much thanks to everyone, all very very helpful.

Many Thanks Will look them up!

Help please!!! Received documents today from Northampton County Court ( Moneyclaim). Claimant being Cyclone Asset Management Limited ( Egg Banking) being overseen by Bryan Carter Soliciter Me being the defendant. The particulars of the claim being: The claimant claims £285 such sum being part of a debt due under an agreemant ****!!!!????^^^^ ( The Agreemment) whereby the defendant ( me) agreed to pay the claimant £4286.70 ( The Debt) For the avoidance of doubt in making this claim for a part of the debt the claimant does not waive any rights as to the balance of the debt, which the defendant continues to owe to the claimant under the agreement. The claimant reserves the right to make further claim for such sums of the debt as remain outstanding. I am totally confused!! I have been dealing with various DCA's for this account, The latest DCA being Bryan Carter Soliciters, I have sent off the letter to request a CCA and the postal order , they sent me all my statements (?) no CCA, I sent another letter with a 14 day time scale ( from the templates here "N") , and all I have recieved is this form. About 6 months ago, they did offer me a substantial discount on this account, which I could not afford to take. My questions being: What should I do? Where do I stand? Did I read somewhere on this forum that Bryan Carter are not playing ball anyway?! Please help, very confused and on a 14 day timescale! Thank you Love this site! Hettimayzi

HI there, all new to this. I have followed the instructions from this site and have requested CCa's from all the DCA's I have been dealing with since a rather messy relationship breakup where I got dumped with all the debt. 8 seperate debts that I have been paying off £10 per month to each for over 2 years now. Have had back : 1) a very grainy copy of the M & S card application form from 9 years ago, now with CDUK debt collection. 2)Metropolitan ( HSBC) have ordered a copy of the CCA. 3)Debt Managers ( Barclaycard) letter back stating all correspondance should go via Barclaycard, they even returned the £1 postal ord 4) EOS ( Halifax credit Card) no reply 5) Redcastle ( Argos) No Reply 6) Fredrickson ( Egg) letter offering me one final chance to make a payment before handing to soliciters ..no CCA returned. 7) IQOR ( Halifax loan) was this legal & trade? no reply. 8 ) Bank of Scotland credit card ... no correspondance with the last DCA for over 6 months. My question is " what do I do now?" Do I write and request again, do I await further instruction, do I pursue BOS even tho I have had no correspondance with them for so long? Any help much appreciated!

Advice please, this may be in wrong section but cant find the right section! My claim for bank charges via MCOL was acknowledged yesterday by Nationwide ( or Eversheds their solicitors ?!). They now have the 28 days , where do I stand, what should I do in this current situation? Help , am new to this!

Tryed last night at 10pm, no joy, tried this morning at 9am, no joy. It is a notoriously slow loading site, but still have no luck. I have found their helpline excellent tho.