Cheers mate, THANKS FOR THE REPLY.

My car has been written off due to serious damage.third party left scene without leaving no details as i was not around my parked car. Police looking into it. I have just realised that my mot has expired. Will this affect the claim. Advice will be appreciated. Thanks.

Thx Hedgey06 for the advice.will keep u posted

SPOKE TO THE COURTS AND INFORMED THAT I NEED TO PAY THE FEE THOUGH IT'S BEEN DISPENSED WITH OR CLAIM WILL BE STRUCK OUT.AS POSTED EARLIER,DO I STILL ATTACH THE DRAFT DIRECTIONS WHEN I PAY THE FEE?

hi all,just received a notice to pay fee as alocation questionners are been dispensed with.do i still attach the draft directions or not.i need to pay the 100 quid by the 7th of august.any advice welcome

I phoned the court as advised and i was told that the case has been sent to the judge so i should wait for further correspondence.i think i will phone back to clarify with the court again.thx for the reply

Hi just to inform you that i received cobbetts defence from the court this morning.there was no allocation questioner attached.it basically states:pls find enclosed a copy of the defendants defence for your records.do i sit tight or ring the bank as when i will receive further directions.cheers

Of Course.will Now Be Going For Barclays As Im Waiting For Their Response

Have Just Donated.thank You So Much.i Really Couldnt Have Done It Without You.cheers

hooray!!!!!! Woolwich This Morning Dumped The Whole Amount I Was Claiming Into My Account.£350.00 off To Donate Now.thanks To You All.cheers

Hi Hedgey06 and amills58.thank you very much for your quick response.will do the letter tomorrow and send it off.very grateful for your help and will keep you posted

SORRY Hedgey06, i couldnt find the post you were refrring to.i want to send COBBETTS acknowledgement,could you pls post the acknowledgement letter for me as i want to do everything by the book. sorry for being a pain.

THANKS Hedgey06. I appreciate your response. will sit tight and wait for the AQ.WILL DEFINETELY KEEP YOU POSTED. T:) HANKS ONCE AGAIN

Hi Wok, sorry mate cannot help there as im in the same boat;dont know whether to reply to COBBETTS and if so what to put in response.We will have to wait for a moderator or someone with the knowledge to answer our questions. i sent them yy prem letter on 28th April lba on 17th may filed in person on 7th june received ack of service on 20th sent a list of charges to cobbetts on 26th of june received defence directly from COBBETTS today 5th july

5. In relation to the case of the claimant that the charges must be reasonable within the meaning of section 15 SUPPLY OF GOODS AND SERVICES ACT 1984.[sGSA], the def pleads, 5.1the claimant is required to plead and prove the necessary factors in the SGSA concerning the contract b/n the 2 which mean that pursuant to SGSA section 15 , there is an implied term that the claimant pay reasonable charge for the service under the cntract 5.2 Further,the claimant is required to plead and prove that[a]the charges are unreasonable, all the facts and matters relied upon by claimant in support of the case would have been reasonable 5.3 In the circumstance no ground are disclosed for a claim that the def has acted n breach of SGSA section15 5.4 In the circumstance(sav as appears below}the def is unable to plead to this allegation beyond denying that it has acted in breach of SGSA section 15 at all. and also to the allegation once the defects in the pleaded case referred to in para 5.1-5.3 5,5 IT is the case of the def that the contract b/n the 2 does not fall within SGSA section15[a]the consideration for the service would be determined by the contract b/n the 2. was not letf to be determined in a manner agreed by the contract or determined by the course of dealings between the 2. help needed please, please.

FULL DEFENCE AS FILED BY COBBETTS.(AWAITING COURT'S COPY) 1.The defence is filed and served without prejudice to the defendants case that the P.O.C do not disclose reasonable grounds for bringing a claim against the defendant to recover the bank charges referred in the p.o.c or any sums.In the event that the claim is not properly particularised then the defendant will apply to strike out the claim and/or for summary judgement. 2.On allocation the def invites the court to direct a case management conference so that the court can make an appropriate order feor the claimant to properly particularise claim 3.No admissions are made as to what charges have been debited 4.In relation to the allegation that the contractual provisions pursuant to which the chrges have been applied are unenforceable by virtue of the unfair contract terms 1977 and UTCCR 1999,AT COMMON LAW ,THE CLAIMANT IS REQUIRED TO IDENTIFY 4.1 (A)THE sections of the U C TERMS 1977 (B)THe regulations of utccr 1999 [c]the principles of common law relied upon by claimant that the contractual provisions referred to are unenforceable 4.2 The contractual provisions that the claimant allege are invalid by reference to UCTA 1977(PLS NOTE I USED UTCCR 1999), until such time as these sections/regfulations/provisions are identified,the def cannot [save as below]plead to the allegation referred in para 4 above.the defendant therefore reserves the right to plead further to the allegation once the claimant identifies the relvant contractual info THE REST TO FOLLW....5,5.1,5.2,5.3,5.4,5.5 AND 6

Hi Wok, thx for message.did yours include a request for a case management conference on allocation?

I have this morning received a defence from COBBETTS DIRECTLY.IM still awaiting the court;s one.Quite a long defence which i will post in about an hr for help and advice. THEY HAVE STATED THAT on allocation the defendant invites the court to direct there be a case management conference in order for the court to consider making appropriate orders to give claimant the opportunity to particularise claim. ON MY CLAIM FORM I REFERRED TO COMMON LAW,UTCCR1999,SUPPLY OF GOODS AND SERVICES SECTION 15..SENT THEM THE LIST OF CHARGES AND AFTER FILING SENT THEM A REVISED LIST WITH INTEREST. WILL POST THE FULL DEFENCE AND MY P.O.C. AS WELL.

Thanks For The Advice.will Stick To The Facts Of My Claim As Adviced.cheers

After settling with HSBC i requested statements from barclays which duly arrived but only to find out that the 2 last sheets were not mine but someone elses statements complete with his name bank a/c and sort code.shall i inform the ICO and also how about using this as a bargaining tool for my current claim of £1115.00.advice needed.

OOOPS! ,SORRY I DO APOLOGISE. IM still waiting for my AQ is it ok to send copy of the offer from the bank which i have accepted to dg so that they can authorise payment.pls advice

After accepting hsbc offer which they stated in their letter,the money will be paid today.i checked and as no money i rang them and the lady told me to contact dg as they are now handling the case because my claim is still ongoing.i told her i will only stop the claim once i have the money.should i send dg a copy of the letter hsbc sent,together with my signed form and also a coering letter giving them 7 days to instruct payment.I WAS LOOKING FORWARD TO DONATING TODAY !!!!!!!!!!!!!AH AH AH AH

Cheers, Standing Up For Myself.will Do That.

Thanks Glav For Responding.it Does Help.cheers.will Get On It Straight Away.

hI, CAN SOMEONE PLS POINT ME IN THE RIGHT DIRECTION.WHEN CLAIMING CREDIT CARD CHARGES,CAN I USE THE SAME TEMPLATE AS THE BANK CHARGES ONE AND ALSO DO I CLAIM ALL THE CHARGES OR UP TO WHEN IT WEA REDUCED TO £12.00.CHEERS:?