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erospersempre

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About erospersempre

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  1. I need help. What do I do? With everything that is going on with the OFT it has left me very confused. I am now at the stage of issuing judgement against the bank as they have not done anything. When I spoke to them they as good as said that if I go down this route they would delay it for 12 - 24 months! They have made me an offer but as the account has gone to their Debt Collecting Agency they have said that the whole debt will go to pay that off. I accepted the offer but not the conditions. The court told me to continue as normal. What do I do as I know which ever one I pick will
  2. Thanks for that but every day I seem to be getting more and more worried in case I do anything wrong, so I would appreciate to know if I am doing it right. HSBC owe me £4911 and the account is now closed and has been passed on to their collcetion who I have an agreement to pay the debt of with them. They offered me £3500 on the conditions that this money would automatically be passed direct to the debt collectors. I declined the offer firstly because it wasn't the full amount and also because I wouldn't see any of the money. Thanks to them and having to give up work to ill health I t
  3. Hi can anyone tell me where I can get a copy of the Terms and Conditions for my account at HSBC? The account was opened years ago. Thanks
  4. Hi Can anyone help me? I've looked and can't see anything related to my query. I have made a claim against HSBC for £4911 and received an offer for £3500. I know I'm not to accept it but I have a problem. Unfortunately mainly thanks to the service from the HSBC I have had my overdraft transferred to a Debt Collecting Agency and the HSBC have said that any money owing to us would be used to pay off the debt which would leave us with nothing. Can they do this or is there a way round it? Please help I really need this money. thanks
  5. Hi Can anyone help me? I've looked and can't see anything related to my query. I have made a claim against HSBC for £4911 and received an offer for £3500. I know I'm not to accept it but I have a problem. Unfortunately mainly thanks to the service from the HSBC I have had my overdraft transferred to a Debt Collecting Agency and the HSBC have said that any money owing to us would be used to pay off the debt which would leave us with nothing. Can they do this or is there a way round it? Please help I really need this money. thanks
  6. Hi Can anyone help me? I've looked and can't see anything related to my query. I have made a claim against HSBC for £4911 and received an offer for £3500. I know I'm not to accept it but I have a problem. Unfortunately mainly thanks to the service from the HSBC I have had my overdraft transferred to a Debt Collecting Agency and the HSBC have said that any money owing to us would be used to pay off the debt which would leave us with nothing. Can they do this or is there a way round it? Please help I really need this money. thanks
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