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Everything posted by keren29

  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. i've already seen Studio Cards adverts and an advert in a magazine for some monstrous porcelain Christmas tree ornament for god knows how much per month!
  3. excellent,cheers . I thought it was but as it isn't my WS I wanted to double check before I let him send it all off and the court/bank pick it out and find a way of throwing the claim out.
  4. My local court has agreed to waive the AQ stage and also the £150 charge. However, the court has said an allocation fee it to be charged - £100 and this is payable before x date. Can this £100 be added into the witness statement as court fees or is it an amount which just has to be paid and can't be claimed back? I've not seen this before as it was never mentioned when I claimed mine back but I'm helping a friend and so need to know as I'm doing their WS for them.
  5. Result!!! I put an N244 into the Court and requested the money they were holding (after the hearing in October when Citi were ordered to pay my claim into Court) and I've had an order today saying that 'The funds now in court totalling £530.61 be paid out forthwith to the Claimant' I've been asked for (and given) my bank details for the transfer to happen. I think that can be classed as a WIN knew I'd get there in the end...............
  6. good luck - let us know how you get on today.
  7. a) A schedule setting out each charge repayment of which is sought , showing the date , amount and reason given ( if any) for the charge being made. This is a schedule of charges, the same as you have already sent to citi b) Copies of any statements or other documents relied upon as showing that every charge has been made This is a set of statements which show the charges on them c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise. This is the rest of the court bundle - have a look in the templates libraray Basic Court Bundle d) Copies of decided cases and other legal materials relied upon. This is cases won (ie me, bongobaz, gizmo even though they haven't paid out yet!) plus anything else you feel is necessary for your case. Copy of it all to the court, copy of it all to Citi HTH
  8. Personally I would wait the 14 days. Citi look for any little error or not following the rules. Best to wait a few days and follow it to the letter. Send your LBA 14 days after the prelim.
  9. Nice result. Well done. Two cases, two days. Two wins. Can't get better than that!
  10. not 100% sure, but it sounds like this is meant for Citi. Unless it is a copy for you? I would give MCOL a call and ask.
  11. No worries LOL I know what you mean!!!
  12. Cheers, I thought that might be the situation. I've given him the options and said he needs to decide. The 8% interest is over £500 and the daily interest is 41p a day, so it is up to him. I'd be prepared to go to court with him if it ever came to it as a litigation friend as I've had two Citicards hearings and an Abbey one over the last few months and I feel almost on first name terms with the DJ!!
  13. I'm helping my ex get his Barclays charges back. No mutterings from them on the prelim and LBA and claim issued through MCOL on Sunday. He has said he has a letter from them today dated yesterday offering £1380 against £1860 with a form to sign. It is a gesture of goodwill as full and final settlement and is from Customer services rather than the solicitors. What is the situation with Barclays and offers like this? Can he take the £1380 and carry on (with an amended claim) or does signing the letter mean what it says - full and final. Not up to speed with barclays as not done a claim with them myself so looking for advice.
  14. blimey well done!!!! Where's my cheque Brian?! Defence struck out and no legs left to stand on - my turn!
  15. well, funnily enough ...........no money received....... .........more than one way to skin a cat though....... watch this space.....
  16. Have to say, that is the funniest letter I've seen from Brian in a while!
  17. today is 14 days after the date of the order of their defence being struck out..... i'll give them until Saturday and then I'll be sending in the bailiffs
  18. Please can my thread title be changed to reflect Defence Struck Out please.
  19. We'll see if he pays up. Otherwise I'll be sending a friendly bailiff in
  20. ok, due to the prying eyes, I've not updated my thread so Brian isn't alerted to him not doing as ordered by the Court. However, to all those who are worried about their bullish claims about victories Citi have had their DEFENCE STRUCK OUT for my claim They did not comply with a previous order to provide information and have been ordered to pay me the full amount I am claiming within 14 days. Glass of red for me I think........
  21. in comparison to my other claims, I'm thinking this might be the easiest yet (famous last words!)
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