Thanks Pendle-dad 2 formal complaints will be sent tomorrow fingers crossed

Sorry reread your quote & seen that you meant the council ceo Thanks Copier

Hi Thanks for your reply Impecunious I have made a payment online to the council & will send the same amount each week & hope they will take me back, whom would i complain to the ceo is there a governing body or the council Hope i don't sound too dim Thanks Copier

Hi I am having serious problems with my council tax. I had been on a weekly payment plan in December I received a letter saying I had missed payments after I looked into this I sent the council a letter with bank statements showing the payments leaving my bank for the dates the council had given me as unpaid. Then in Jan I received an attachment of earnings order despite my letter with bank statements. The Attachment was for £374.But my balance now should be £274.20 I have spoke to the council by phone & had sent them my wage slips with the attachment going out so they chased my employer, which he paid & is paying after I received a pre bailiff visit letter in May I have now had 2 rossendales letters posted in my letter box for £323. for the AOE & one for £1133. Which is for this years bill which was at £1032.00, which I have been trying to set up a payment plan with the council for but they refused my payment offers. I am now at a loss with them I have been in tears on the phone & I am getting nowhere. I have also been sitting with a possible MS diagnosis & the stress from the debt chasing is taking its toll Is it true they can’t refuse payment ? Any advice is greatly appreciated Copier

Thanks Kurvaface apologies for my spelling errors in the first post was rushing a bit the other neighbours want them out aswell everyone is very fed up at least 8 or 9 of us households & a business, there is a police presence a lot of the time, i might take advise from the police & see if an asbo is possible, they are very well known drug dealers. I just wondered if we all wrote to the landlord & there was some tenancy law that we could point out to him he would be more persuaded to take action, i think i will speak to the police again i know they are very frustrated with the situation aswell

Hi our neighbour who currently rents the property next door has been dealing drugs since they have moved in, there has been two drug busts by the police over the xmas period & a constants barrage of people coming & going all times of the day.TBH it's a complete knightmare. The landlord has been informed & is aware they are selling heroin, he was informed on the drug dealing by ourselves & other neighbours & he confirmed the police had found heroin in the property, he also basically told us that he was not renewing there tenancy agreement. the police are very aware what is going on & it's an onward going investigation so they keep telling us, unfortunaltly i have found out that the landlord has renewed their tenancy. Sorry could someone edit the thread title to drug dealing tenants please thx surely there must be some sort of tenancy law that the landlard has to comply with in regards to the drug dealing & protection of other residents? needless to say there are a few of the neighbours really unhappy with the landlords decision to renew the agreement could anyone point me in the right direction for advise thanks Copier

Hi Bankmare I Know what you mean & hopefully this will be there downfall copier

Thanks for replying gg Copier

Thanks GG was'nt to sure if i had to start to reclaim them back Copier

Hi & thanks GG No aq yet, with the charges being higher than the claim from hc do i have to reclaim or will this be dealt with by the judge? no i am not going to agree to the consent order after the brush off when i tried to settle with them still trying to get scanner sorted to get my docs up hopefully today Thanks Copier

Bump

Hi update on whats happening had reply from my sar & a letter from hc Last week Hc Letter we now write to confirm that in an effort to bring this matter so conclusion without the necessity of further costs or court action or further court action our client is prepared to accept payments of the outstanding balance by the way of monthly payments under a consent order which will avoid the entry of a court judgment being registered we can confirm that a consent order is an agreement without a ccj being made between the claiment & yourself therefore there will be no public info registered against you upon the ccj register in respect of this claim i also receive some statements but quite a few were missing both from the sar & HC u have total of £285.00 in charges from the statements ( HC claim for £230) also santander also say default notices are system generated letter which are sent automatically & we do not hold copies i have some docs which were in with the statements which say default notice which i will hopefully be able to scan tomorrow there is no dates or remedy dates on these but i would be grateful if someone could have a look for me also the court inform the case has been stayed as the solictors had not responded in time what happens now, should i still expect an aq & are the charges taken into account at court ? Thanks Copier

Thanks GG it threw me off with the name change Cop

Hi received a letter from lewis debt recovery who act for cl finance offering me a 50% discount if i pay by next week to settle the debt ( although i don't have the money to settle) Are lewis group associated with Howard Cohen?? thanks copier

Thanks GG I was reading your thread again earlier & started to see where you were going with the dn (maybe light at the end of the tunnel) sorry for sounding like a headless chicken,but all of this can get you down & sometimes the more i read, Arrgh, i still get foggy brain & have to constantly double check things. My other half constantly tells me off for repeating thing twice over,but had quite a bit of stress recently but got to keep going lol no aq as of yet my defence was processed as of the 30th june but from reading other threads seems to be they can come late have a good,stress free, weekend copier

forgot to add in the letter from hc that came with the copy of the cca they again state as previously advised this matter is subject to small claim & therefore part 31.14 does not apply despite the letter i sent that R&B helped write regarding my previous cpr copier

sorry not a morning person ( pressed submit befor finished typing) yes they did state that on the poc they served a default notice Copier

Hi GG Oh yes, they say default notice has been served in the poc, although i do not have a copy, received notice of assignment from hc just a day or so before receiving my claim form No letter from cl finance or anything , just straight to court with hc Copier

Hi GG sorry for late response but i wanted to check my letters again to make sure, no default notice, just viking pay nows If it helps i can scan next week everything i have, or a couple of examples of what the have sent? Thanks Copier

Thanks GG bad news, Hopefully my sar should throw something helpful when i recieve docs back don't expect to win/settle this Thanks copier

Hi received a reply from hc with a copy of an application form which they say is a cca, not too sure if this is valid or not if someone could take a look i would be grateful This is just a copy of a fax that Hc requested , nothing on the back of the sheet Thanks Copier http://

Glad it helps I'm new to all of this so i am currently subscribed to stacks of threads similar to mine keep reading & trying to understand it all, but keeps going over my head & i have had stacks of help from r&b & guzzleguts it's nice to know your not alone isn't it Copier

Hi Madartist I had the same reply to my request, Not word for word but the same reasoning I had to send a holding defense with help from R&B & Guzzleguts I am new to this so watching with interest Regards Copier

Good luck tomorrow R&B Regards Copier

Congrats GG Copier