This is the citi section ................... I was just thinking aswell as having all the individual names v citi - we could have one 'part' where we can all put things that might help each other - and others can add anything they know and its all under one section? I was just thinking it might be easier to get the info we need all in one section rather than everyone opening new threads up - as C ITI are proving to be one of the most stubborn and devious of all the banks to deal with

I think CITI are one of the worst to deal with and I think the mods agree so how about we have a speacial CITI sectio - or keep this thread so that can all compare notes and find out how we proceed? - just a thought:)

did you ever doubt me davenport:) :) - seriously - it would seem the norm with capital one then to pay up 21 days after being deemeed issued with claim - congratulations!

thank you:) the money on my law books wasnt wasted then! - but what does this mean?: btw, the bit about what to put in the letter - although rights arise under common contract law, it is enshrined in legislation (which is supercedent to common law). :o I dont understand legal jargon yet - but im hoping to very soon!

Need a mods help with that one:) - i dont know the answer - sorry.

No news yet Davenport?

So in the enveleope you need: your letter the draft order - completed spreadsheet of expenses list of cases settled before court date. and a copy of everything goes to the defendant aswell - am I right?

Thanks a lot for all your input - ive come up with this: Date: 25th June 2007 Ref : Refund of monies paid. Dear Mr.xxxxxx It is now 3 months since I gave you a cheque for £890.00p in good faith for work to be carried out in my home yet despite numerous phone calls in which you promised to get the job done as soon as possible, you have failed to honour our verbal agreement. Under the supply of goods and services act 1982 I demand that you repay the amount of £890.00 to me. I have now engaged another plumber to do the work as you have broken our verbal contract. I would refer you to : The supply of goods and services act 1982 – part 2 (14) Implied term about time for performance (1) Where, under a contract for the supply of a service by a supplier acting in the course of a business, the time for the service to be carried out is not fixed by the contract, left to be fixed in a manner agreed by the contract or determined by the course of dealing between the parties, there is an implied term that the supplier will carry out the service within a reasonable time. I have enclosed a copy of my N1 claim form that is completed and I shall submitting this online through MCOL on (date) if by that date I have not received a cheque from you for £890.00p. ...................... What do you think guys?

thanks for your help guys - its my friend who paid notme - I would never pay up fornt!.

ok ta:)

If you are employed as a 'supported disabled worker' - would that be grounds for getting a refund because I had been mis-sold a policy as they never asked me about underlying medical conditions?

Got a court date now - is this list of citibanks on the site to download somewhere gizmo:? ?

I really want to get this in the post -- cant anyone help?

My friend paid a plumber nearly £900 in advance by cheque in march to install a new gas boiler , long story short - he never came to do it and was just full of excuses and still hasnt done the work but did cash my cheque at the time . I need a LBA to send him to let him know that he will be taken to court if he dosent return the money or do the work - any suggestions or point me in the direction a template letter?? and under which act can he be sued ? thank you.

Any One?

My friend paid a plumber nearly £900 in advance by cheque in march to install a new gas boiler , long story short - he never came to do it and was just full of excuses and still hasnt done the work but did cash my cheque at the time . I need a LBA to send him to let him know that he will be taken to court if he dosent return the money or do the work - any suggestions or point me in the direction a template letter?? and under which act can he be sued ? thank you.

CITI CARDS CITI FINANCIAL EUROPE PLC CO/ DAVID TRAVIS (SOLICITOR) CITIFINANCIAL EUROPE LTD NO.1 EXCHANGE QUAY SALFORD MANCHESTER M5 3EA .............. THATS WHAT IS ON MY COURT PAPERS - But dont hold your breathe theyll wriggled out of it somehow.

I cant get mmy head around this:o I cant find where you can download a 'draft order' template - ive tried copying and pating the one on the template site but it dosent come out right! Do I just try and copy and paste the form - then fill it in myself? can someone advise me please im about to send off for wasted costs. I have my letter and my speadsheet of costs and list of cases settled out of court.ready just need the draft order - , thank you

Ive written to the court to say that I dont want a telephone hearing and went to post it - then when I got home the papers were here from the court - date for hearing is in September! - theyre only making it worse for themselves really cos the interest is growing by the day:)

Received it today - have to say Id recommend it to anyone who wants to brush up on the law concerning small claims! and what to do each step of the way.

please?

I have emailed them asking if they can enlighten me as o the nature of the complaint I have made.

I have received a letter from CITI CARDS saying: Thank you for your letter in which you have asked us to provide copies of your agreement with CitiFinancial under section 78 of the consumer credit act 1974. we have to inform you that we are under no obligation to comply with a request for a copy of your agreement under the consumer credit act as we no longer have a contractual relationship with you,nor are we seeking to enforce any agreements against you. your right to be provided with this infromation from citifinancial ended with the closure of your account.I return your £1 you have sent in relation to this request. ............................ I only closed my account 2 weeks ago when Iasked them to close it . Any advice on how I proceed with this? and does the new consumer credit act 2006 overide the 1974 act concerning this?

There is definately a refernece number on it - and I know its something to do with citi because at the bottom it states Registered mark of Diners Club international , new york Diners club UK Ltd is a company registered in england :4012351 Registered office: Citigroup Centre,canada square,canary wharf, London E14 5LB vat no 429625629. The address at the top of the letter is: Diners Club Uk Ltd PO Box 53 Salford M5 3BH ............ But theres more..... when I look at it again - it seems that THEIR (CITI - CARDS )reference number on all my other letters from them has the same numbers in it - however this one is a different reference number - BUT it refers to MY credit card number....very strange!. I have never heard of Diners Club International let alone written to them! - any suggestions as to how I proceed with this one?

There must be more than 3 of us