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jinky022002

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Everything posted by jinky022002

  1. Lowell have removed the default and it is no longer showing on my credit file. I found some useful info on another forum to raise a complaint with Lowell , request default removal to resolve the complaint and they did it. Removed it completely and I never paid them a penny - result! When raising the complaint I told them that I would be requested a copy of the original credit agreement and a copy of the original default notice from O2. Lowell advised; I write further to our telephone conversation earlier today. Thank you for your recent con
  2. Thanks for the info... I’ve not had any dealings with any DCA’s and I’m a little perplexed with some of these. British Gas for example I’m still a customer, never had a default notice, never signed a credit agreement but did change from Direct Debit to pay as you go smart meter in 2019. Cabot - never had any dealings with this company and never heard of them before yesterday! Lowell - I’ve found out today this was sold on by O2 (old Mobile phone) but I have asked Lowell that if I pay the outstanding balance will they remove default. Awaiting a written response.
  3. Thanks for your feedback. Is there a recognised process that you’re aware of to challenge these Defaults? Thanks for your feedback. Is there a recognised process that you’re aware of to challenge these Defaults?
  4. Hi guys First post so apologies if I've made any mistakes on posting location or if this information if held in a general file location. I have been declined a Mortgage recently based on defaults on my credit file that I genuinely didn't know anything about (details below) British Gas - Defaulted in July 2019 owing £1,871 and £992 (settled Oct 2019) Cabot – Defaulted Sept 2017 owing £330 (settled July 2017) Lowell – Defaulted May 2018 owing £79 - Bt Consumer – Defaulted Feb 2016 owing £34 - This one isn't even in my name!
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