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About chump1979

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  1. just a quick update on this. i issued an MCOL claim and 2 days before I was due to issue a summons the dealer sent me a cheque for the full amount plus the court fee. so very happy with the outcome. thanks for the advice above. just goes to to prove that some companies will try anything (even scare tactics) to get around paying money back.
  2. Thanks for the reply. I sent this letter the following day after cancellation: ******************************************** Dear Sir, On Saturday 27th June just before closing time – i telephoned and spoke to Irfan regarding purchasing a Seat Ibiza Ecomotive. I paid a deposit over the phone for £1500. Unfortunately on Monday morning I found out that I was being made redundant. I immediately phoned **** and told him that I would be unable to proceed with the sale. After a few hours he phoned me back to say that after consultation with the dealer manager – you would be r
  3. Hi, A week last saturday, after seeing an advert on a SEAT forum, i telephoned a franchised seat dealer in London about purchasing a new car. They actively do business via this forum online and are the sponsors of the website. It was the end of the day and they were about to close. I paid a deposit of £1500 over the phone for a car and the car was ordered. The following monday morning i found out that i was to be made unemployed. So with regret I phoned the dealer just as they opened and said that I wanted to cancel my order. The dealer said that they were only prepared to
  4. so i take that as a no then? they are both settled
  5. Hi, 10 Years ago I had over £30,000 of debt. I am now totally debt free (as of last year) and have been doing my best to totally clean up my credit record. All of my defaults are now clear (i had 4!) and no longer show which I am very happy with However 2 accounts which were settled in 2005 and 2006 (they never defaulted - just were marked as 'arrangement to pay') still show on my credit file despite the fact they were settled a few years back now. I was wondering if anyone knew if it was possible for me to write to the creditors (MBNA and Barclaycard) to ask them politely
  6. Hi there, This is my first post. I was referred here from another site. I hope you can advise me. I will try to be as descriptive as possible. Any advice or help would be greatly appreciated. In Oct 1999 I took out a £11,240 loan with EGG for a car. On Dec 2001 the account was passed to Moorcroft as I defaulted on my payments. Ever since then I have been making payments (without missing one payment) to Moorcroft. Recently I requested a full statement of accounts from Egg and Moorcorft as I was a little worried about the remaining balance as things just didn't se
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