Hi guys, Just this few days ago got my new Overdraft Facility from HSBC, looks like their trying to make sure they dot every i an cross every t. it's quite forceful, and intimidating, has anyone else received their 's - wots your opinon? My Local MP has said he wants to help out , even though his a bit late I've taken him up on the offer, He's going to write to HSBC for me, I've writtent to OFT.& Fincancial Ombudsman yet again. Has Anybody got any other ideas - cos I'll try the lot. My idea is that we just gotta keep wearing them down - any views welcome. cheers!

Hi, No I really didn't think they had one yer know - I ain't that real stewpid - but me local MP's asked if he can help and get in touch wif HSBC's (dare I say it. ) oh wot the hell (BETTER nature) so think Ill take him up on his kind offer, let yer know wot appens. bi bi 4 now

Hi folks, been in hibernation for awhile- but i'm still keeping up the pressure, have written to all an sundry. My Local MP any MP, OFT, FSA, Financial Ombudsman, MOR suggested if I had reason for complaint, ie; DG never furnmished me with their defence before my hearing in september and Judge never took this into consideration and then without either of us making our case, he insisted on a stay. I am going to lodge a complaint butI've already written to Aldershot an Farnham Court re fees i believe i shouldn't have paid, have sent two recorded delivery letters to them over the last 2 months and still no reply, so not confident I'll get anywhere. Oh! and I've also signed the petition. Anybody got any other ideas - thought I might appeal to HSBC's better nature, you never know they may have had a change of heart and give me, me money back!!! Hope things are looking up for all you out there. cheers!

Thanks Johnny I'm really grateful, you've saved me alotta time, i'm gonna be offline 4 a few weeks, but i'm going to keep fighting our corner. see you soon and again thanks alot you've saved me a lot of time and I really apreciate it.

Hi, there folks! I've decided to write and complain to OFT, any MP that's on the side of justice and the Newspapers just for a start. I am otherwise really pushed for time, re work etc. Has anyone got any useful names and addresses, and MOR address would help. I hope some of you out there have had a good result. I just think, that we should inform the customers out there and keep it in the media as much as possible. perhaps it'll shame them into doing the right thing. ha! ha! don't keep yer fingers crossed!! Good luck!!

Hi Penfold, Well, soon as I had letter from dg saying they would be appyling for a stay, I filled in form n244 and wrote tothe court asking to lift any stay and because hsbc hadn't supplied me with their defence, by the court's allotted date, I also asked the court, seeing they were in direct breach of the court's directions to make a judgment in my favour. This was never mentioned at the hearing. Were just told as soon as we walked in that it was the Judge's decision, and he had already made up his mind to order a stay. So I wish you all the best with your case. perhaps yours will be more open to discussion, let's hope so. cheers!! and thanks Greeneyes. but I think it may come down to putting pressure on through the media?

Hi Audrey, Yep it was District Judge James, not a man to be taken lightly. he made it very certain that I nor the Barrister had a chance or right to state our case. Even the Barrister looked dumb founded but obviously chuffed. I noticed the file he had with had the word 'One Essex Court' on it. During our long wait, he asked me what evidence I'd brought along that day, and I said All six years of bank statements which proved the banks cahrges were unfair, he asked of he could see them, and I replied that I'd already supplied D & G with them, he only seemed to have my schedule of bank charges with him. The Judge did inform us that we had 28 days to appeal, but he hastened to add at Winchester Court, and I'd better have really good reason for doing so!! cheers, I'd be interested in your thoughts, Brian

Hi, Audrey, Duchess, Lattie, Mitch,Castlebest and all, My hearing wa s at 2pm , today, at Aldershot & Farnham CC., 3pm came and went - 4pm came, but 4.10pm. Two hours and 10 mins later, My day had come, well it came and went in a flash. Blink and it was over. Had Barrister employed by HSBC there and there were two other cases there filing against Abbey and TSB - but because we waited so long two guys gave up and left the barrister's to seek a stay and the claimant's signed a consent to do so. Undeterred I hung on in there - but I never got my day in court. went in prepared to fight, loaded up with all my documents, but Judge signalled that it was his decision, and without giving me a chance to put my case - a stay was granted, with 28 days to lift a stay, but was told I need really good reason for doing so, and that I would have to apply to Winchester County Court to lift said stay.even the Heavyweight barrister didn't have to say a word a part from good afternoon!! well by then it was almost evening. The Judge said that this would be his direction from now on, so I guess Aldershot and Farnham have made the decision of blanket stays from now on. Quite interestingly though the three heaveyweight barristers were telling the the claimant's that they were pretty sure they'd get a stay, and that it would be in the claimant's benefit to comply, but hastened to add it was their choice when all said and done, but I feel at least one claimant was so fed up and it was also so incredibly hot in there, that they caved in!! My only consolation was that barrister had to go through the same ordeal and that HSBC had to pay for him sitting there doing nothing for over two and a half hours. So guys where do we go from here, a petition as some suggested and the paper a nd politicians. I'm definitely up for it. again thanks guys, kee in touch, and let me know what's going on

Hi yeh! yer right Johnny it's tommorrow but thanks for your concern Greeneyes. I'll let you know what happened tomorrow ok thanks

Hi folks, well it's the day before the court hearing and although I've written to the court for any stay to be lifted on N244 form and for judgment to be made in my favour due to DG not sending their paperwork by time of court's directions, I posted letter over a week ago and I've heard ZILCH!! It seems that the banks can do exactly what they please!!! What's going on!!! Anyway I'm going to turn up at court and find out what's going on. By folks got loads of things to do. Cheers for all your help Wish me luck I think I'm going to need loads of it!

Hi, Audrey, feeling ready for batt;e thanks to you and all your help- Cheers

Thanks folks, you've all been a great help, will soldier on tomorrow- nite nite

Thanks Lattie, but, I'm abroad alot and arranging the date of my initial hearing was difficult, by the way,which is next week - thought the Courts would get fed up, as sometimes i have to work abroad at short notice. Could you clarify what I relevant paperwork I need to send along with Form N244 - I'd be sincerely greatful - as my eyesight's failing rapidly now and my determination! thanks

Thanks, I'll re-consider my options/ talk to you soon, decided to make the best of wot's left of the bank holiday - wishing you a great day and thanks again

cheers Audrey,for sticking up for me and you are an angel, errr.. especialy if you can help me out with wot they need with this form - I've opted for the choice 'without a hearing' or am i just a coward to do so, but time is precious and limited. thanks again, Audrey/Angeleyes