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pswurkxm

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 08 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. pswurkxm

    Cheque

    Hi gang Just keeping you posted on a potential problem,i wonder if anyone else has encounted this. I received my letter from dg solicitors,stating they would refund my claim in full a sum of £4950 ,yippee. I wrote back stating i would only except if paid by a cheque A letter returned stating payment WOULD be made by cheque from dg so i signed there letter, saying i wouldnt tell anyone. etc Then to my surprise a letter arrives stating monies will be refunded to my account within a week. Not what i agreed. Any one else been here,let me know.
  4. Hi guys I got my without prejudice letter from DG last week offering to pay in full, a sum of £4950.00.I have written back saying only a payment by cheque will suffice,failure to comply will lead me to carry on with my court action. But i added a little titbit to chance my arm,i have said i would except this amount paid into my acount,only if its a full and final settlement of my bank loan which is in line to be defaulted soon. As they have not excepted my budget proposal from CCCS for the last 3 months. Might be interesting to see what they say, ill keep u posted.
  5. Hi guys I got my without prejudice letter from DG last week offering to pay in full, a sum of £4950.00.I have written back saying only a payment by cheque will suffice,failure to comply will lead me to carry on with my court action. But i added a little titbit to chance my arm,i have said i would except this amount paid into my acount,only if its a full and final settlement of my bank loan which is in line to be defaulted soon. As they have not excepted my budget proposal from CCCS for the last 3 months. Might be interesting to see what they say, ill keep u posted.
  6. yippee I recieved my letter this morning offering a full settlement if i keep it quiet, so dont tell anyone!!!
  7. ok Angela the race is on, and they owe me about the same money too
  8. Some reassurance please!!!! Had to send a breakdown of my charges to DG solicitors today and also noticed from my on line claim through HMCS that they intend to defend my action,and it has now been passed to a court for action . Is this normal, or am i going to court
  9. thanks every one,for your interest.I worked out the interest on the template given,so its the interest on the interest they charged me.Also the charges im claiming for are for un paid DDs ,card misuse,unpaid item charges,and i know i have a standard charge per month of £27.50 but i keep getting random amounts,from £27.50 to £125.00 a month without any explanation or reason for the difference, so ive taken the £27.50 from the amount charged and asked for the difference back.
  10. Spent most of tonight working out charges taken from my account, used the templates in the libary, very handy.so sending 1st approach letter ,registered post in morning sitting back and waiting for there response.After reading so many threads i know what it will be.Still they owe me sum 4700 pounds so its worth fighting for.I will keep you posted
  11. Well going through my statements,i have added up all the interest charged,as it doesnt split what its for.Or is it on the summary page of charges that it only applies to.As for the charges these appear on my statement and on the summary page which i have added together as they are of different amounts so i guess they are for different things?
  12. I have just got my statements through,i cant beleive the amounts they have taken from my account,ill break it down £1551.79 in interest,£3078 in charges and £920 in charges for stopped DDs and stopped Standing orders, Thats a total of £5549.79 .Having read around this site do we think this is to much to go for in one go.I wanna send my first approch next week.
  13. I have just set up a debt management programme,for myself an I V C.Going through my statements from HSBC , i find i have been charged over 5k in charges over a 6 year period, no wonder i got deep in debt!!!! 2 questions to you good people,1st would taken action against hsbc for overchargeing effect my I V C payments,secondly, i had a agreed overdraft set up with them,which i was charged £27.50 a month plus interest to have the use of, is that reclaimable,as sometimes my charges alone over a month were £100.00 plus interest and return fees,thanks for reading
  14. Im in the process of claiming excessive charges back from the HSBC Ive written to them to disclose to me under the DPA what charges the have made against me. Im wondering if i can approach my credit card companies for the same imformation!
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