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About pete_2000_2002

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  1. Hello all, long time no post When me and the mrs first signed up to brighthouse the late payment charge was £5. We have missed the last couple of weeks and discovered that the late payment charge has gone from £5 to £12. We've had a lot of phone calls and even a visit from some bloke who said he was from brighthouse. What can i do about the "unfair" late payments etc please. Surely if we signed up for £5 late payments then thats what we should be paying - we'd be happy with that and not £12. Many thanks P
  2. I see lowlifes have signed for the letter on the 7th may and so far i have received nothing from them.
  3. Just completed the AOS online (as directed above) will have a look through some threads tomorrow re farters. Off to bed in a bit as i have an early start tomorrow.
  4. Finally registered on MCOL but didnt bring papers with me so will have to sort tonight when I get in from work.
  5. Letter received from bcs today. Converted - hope this works If that doesnt work i will scan it properly tomorrow at work and post lunchtime. mcol still ropey as well keep getting error after clicking enrol button
  6. Sent the CCA and CPR off recorded yesterday.
  7. Still no joy after entering my address on MCOL. i have tried chrome, ie and firefox and all come up with the error. I can log in but it goes straight to the address page. Will keep trying though.
  8. Just tried to setup my login and it failed after i clicked enrol - will try tomorrow dx have to be up at 5 to drop the mrs off.
  9. Claimant: Lowell Portfolio LTD Issue Date: 29 APR 2015 Have until 31 May 2015 to submit defence Particulars of claim: claim is for the sum of 1420 being monies due from the defendant to the claimant under an agreement regulated by the consumer credit act 1974 between the defendant and vanquis under account ref *** and assigned to the claimant on 16 July 2012 notice of which has been given to the defendant. The defendant failed to maintain contractual repayment under the terms of the agreement and a default notice has been served which has not been complied with and the claimant claims 1420. The claimant also claims statutory interest pursuant to s.69 of the count act 1984 at a rate of 8% per annum from the date of assignment of the agreement to date but limited to a maximum of one year and a maximum of 100 amounting to 113. Value of claim: amount claimed 1533 court fee 105 solicitors costs 80 total amount 1718. Claim is for credit card entered into agreement 28 March 2007. Debt purchaser (lowells) has entered the claim Can not recall a notice of assignment or default notice - will go over my paperwork Do not recall recieving a "notice of default sums" notice. Charges on card kept going up. Will check records for last payment. Yes Vanquis failed to provide a signed true copy of a CCA. Didnt enter into a dm plan.
  10. Just got the claim today so will start on the defence over the weekend and post it over the town. Will go through all previous letters as well (time to route around the cupboards). I know i have to cca/cpr lowlife now and do the usual not sign the letters? They dont have a signed cca (vanquis never had one) so lowlifes wont have one either.
  11. Yep just double checked my noddle credit report and the account start date comes under lowells and its the 28 March 2007.
  12. Got home from work to find a claim form from "claimant" lowell portfolio. Will post a scan later.
  13. ok so im not going to respond to carter. Yes I'm still at the asylum which the lunatics are still running.
  14. Should I send them a "this account is still in dispute" letter? Naming dates I sent the letters - I still have the copies I sent to vanquis.
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