Hi, just a quick question. I had a lloyds tsb account which is now closed and I want to reclaim my charges back, but I still have a lloyds mastercard no longer in use but with an outstanding balance which I am making regular monthly payments on. Can I still reclaim my charges or will they take me to court for the balance on my mastercard? Hope someone can help me.

Hello everyone, I've just joined cag and it all seems very daunting at mo. Although I'm still finding my way around the site. Hoping to attempt reclaiming my charges soon, so will probably be on here a fair bit. Wish me luck!