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Bolton1

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About Bolton1

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  1. Hi Sal. Whats this all about going back further than the 6 years, has something changed. Bolton1
  2. By my calculations the original 40 days are up on Monday.Give the cal centre a ring on 08457 212212 and ask them for an update.
  3. Hi, you seem a bit confused as to what to send and when. If you sent the SAR for your statements on the 17th April, they have 40 days to give you the information. You should also have sent a cheque or postal order for £10. After you have received the statements you should send them the preliminary letter requesting your money back and giving them 14 days to do it. after this you should send them the LBA - Letter Before Action giving them another 14 days. You probably won't have got your money back at this stage. The next step is to file in court, this gives them 14 days to say if they are goi
  4. Hi Barbara. To be honest it is virtually impossible to claim back the debit interest as it is to hard to work out which part of it apllies to the charges. My claim was for £3,700 and the debit interest in total only came to £100 without working out what % of that was for the interest on the charges. I wouldn't bother with the interest just go for the big stuff!! If you are unsure what to claim, have a look at my threads or give me a 'shout'.
  5. Have a look at my threads, it will go through the procedures for you. If you need any help give me a shout.
  6. Congratulations Chelsea, it feels really good doesn't it. Enjoy your money
  7. PM a Mod with claim number, bank username and amount
  8. Its 40 earth days so weekends and B/H are included. Phone them up and ask them to confirm that you will receive them as if not they are in breach of the DPA.
  9. The claim should be in your friends name as you have no legal right to be claiming the money. There are no issues under the human rights act and you the need to separate the amount claimed and the interest claimed, 2 separate boxes on document. Total amount claimed will be charges plus interest plus court fees.
  10. Stick to your timetable. Send the LBA after the 14 days is up from the prelim letter with the correct spreadsheet attached.
  11. Just a quick update, Co-op have settled in full, see my other thread for info.
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