Hi All, Things have changed a bit since my last post as Nationwide submitted their AQ on the last day. Anyway I have now received a letter from the court saying that I must submit any reasons why my claim should not be stayed pending the outcome of the Office of Fair Trading test case, can anybody please advise me what I need to do? Thank you very much

Hi All, I have just received a letter from the court that Nationwide have failed to file their Allocation Questionnaire by the specified date 11 October so their defence will be struck out. How do I enter a judgement? and what do I do next? Thanks in advance

Thanks Disco-Dolly.

Hi Virdeea, I am at the same stage as you as I have just today filed my N1 at my local county court. I will keep an eye on thread.

Hi all, I just in the process of completing the N1 form but I have a quick question, do I also have to fill in the box on the bottom right of page 1 which is: Amount Claimed Court Fee Solicitor’s Costs Total amount Also I know I have to provide 3 copies of the N1 and Schedule of Charges but do I have to include the statements at this stage as well:-? Thanks in advance

Hi All, Quick question I have just sent my LBA to Nationwide which they received last Wednesday but I have noticed that I have another £50 in charges which will be taken from my account on 25 June. So should I start another separate claim for the £50 or can I adjust my schedule of charges & LBA and re-send. Thanks in advance

Hi All, Quick question I have just sent my LBA to Nationwide which they received last Wednesday but I have noticed that I have another £50 in charges which will be taken from my account on 25 June. So should I start another separate claim for the £50 or can I adjust my schedule of charges & LBA and re-send. Thanks in advance

Thanks for your help PPMAN159

Hi All, Appreciate if anyone can help me, 14 days have now gone and am just about to send off my LBA,I know I need to include my schedule of charges again but this time do I include the 8% column. Also in my LBA do I need to mention the total interest as I not claiming overdraft interest only the statutory 8% the court will award. Thanks in advance

Thanks for your help davefirewalker

Hi All, Can anybody tell me if you can claim back PPI and penalty charges at the same time or do I have to make separate claims to MBNA. THANKS IN ADVANCE

Hi All, I am new to this forum so apologies if my question is blatantly obvious but I had an unsecured personal loan account with Halifax which has now been closed and moved to a debt collection agency. So my question is can you reclaim charges from loan accounts. Thanks in advance

Thanks Lori1 that makes things a bit clearer. I think as I am only claiming £330 in charges I will just stick with the 8% which the court will award anyway.

Hi All, I am really confused so I hope someone can help me. I am at the Prelim stage and know that I don't include the 8% column on my schedule of charges but do I need to include the overdraft interest figure? I have read quite a few threads saying they have included "Contractual interest" at both the Prelim and LBA is this right? and what spreadsheet do i use? and is Contractual interest the same as Overdraft interest? If anyone can help please do!! Thanks in advance

Thanks for your help

oops! In my previous thread I meant to say Prelim Letter not LBA!!!!!!!!

Hi All, I am new to the forum and am just about to send my LBA to Nationwide. Can anyone answer my query the period of charges I am claiming for runs from Sep 2006 to March 2007, so my question is do I need to actually state this period on my LBA letter or should I just say: I am writing to ask you to refund to me the charges which you have levied from my account over the last six years. Thanks in advance