Gary Sorry for being thick, but can you help with points 18 (1) (2) & (3) in these new POCs not sure what i should be filling in here.

thanx gary

Thanx Gary Do i send these new POCs as an attachment to my original POCs in a letter format or do I send these in on an N1 form??

Can anyone help me with this: i have had the above response from the court and what i can gather is that i need to send a more detailed particulars of claim because i filed on MCOL with the shortened version, and i understand a copy can now be found in the templates library. My question is, do i send these revised particulars of claim on a plain piece of paper in a letter format or do i send on a N1 form? Thanx David

hi Gary thanks for the email, i have emailed you my email address - I am still waiting for a response from you. Ta David

thats it then we are all doomed and i have wasted loads of my time not to mention the court fees

I will call the court this morning, but to be on the safe side, i am going to send the court my schedule of charges spreadsheet and also send Sc&M a copy again and inform the court that i have done this. In the meantime it has been 15 days since SC&M wrote to me with there enter into settlement letter, and reading some of the threads on this site - this letter from them suggests that they are ready to settle, so I am hoping for a fat cheque soon heres to wishfull thinking

Just had a general Form of Judgment or order, as follows before DISTRICT JUDGE DAVIES sitting at Birmingham Count Court It is ordered that, unless the claiment by 16th August 2007 files at court and serves on the defendant further written particulars of the claim specifying the name, account number and sorting code of the account referred to, and a list of all charges complained of showing the date and amount of each one and the stated reason for it, the claim shall stand struck out without further order. Copies of statements may be provided, but they must be accompanied by a seperate list showing the charges in a convenient form for use in court. The Claimant must when filing these particulars at court confirm in writing that he/she has, at the same time, sent copies to the defendant. I dont understand as i have sent a copy of my schedule of charges as per the template as an attachment to my particulars of claim to the court when i filed on MCOL. I even telephoned the court and they confirmed reciept. I have also sent two copies of my charges to Lloyds Bank and one copy to SC&M What should I do ? Thanks David

hi Gary Just had a general Form of Judgment or order, as follows before DISTRICT JUDGE DAVIES sitting at Birmingham Count Court It is ordered that, unless the claiment by 16th August 2007 files at court and serves on the defendant further written particulars of the claim specifying the name, account number and sorting code of the account referred to, and a list of all charges complained of showing the date and amount of each one and the stated reason for it, the claim shall stand struck out without further order. Copies of statements may be provided, but they must be accompanied by a seperate list showing the charges in a convenient form for use in court. The Claimant must when filing these particulars at court confirm in writing that he/she has, at the same time, sent copies to the defendant. I dont understand as i have sent a copy of my schedule of charges as per the template as an attachment to my particulars of claim to the court when i filed on MCOL. I even telephoned the court and they confirmed reciept. I have also sent two copies of my charges to Lloyds Bank and one copy to SC&M What should I do ? Thanks David

yes, when I filed with MCOL i sent the template letter attaching my schedule of charges - the court have achnowledged receipt. I have also sent two seperate copies to the bank and one copy to ****. I am now confused

I had a notice of transfer of proceedings From MCOL to B/ham County Court on the 22nd June 2007. I still had not heard anything so i telephoned today and the clerk said a letter is out today saying the judge wants more info for example the description of charges and my bank account number ect... I thouht all this info was on my schedule of charges which i sent to the court as an attchement to the particulars of my claim. Worried now, but i guess i had better wait till i get the letter. Has anyone had something similar???

thanx - I feel much better now so the Prem letter goes out today for £1889.96. Let battle commence!

cool thanx - did you file to court or did they pay up??

Hi all I am today contemplating, asking Halifax for my money back, but as I bank with them and have an arranged overdraft - i am worried in case they close my account or take away my arranged overdraft:???: Has anyone experienced this from the Halifax??? I am at the moment at court stage with Lloyds, but as i dont bank with Lloyds ive had no trouble fighting them

its been 3 weeks now since my claim has been transfered from MCOL to b/ham court and still not heard anything regarding a court date - getting quite nervoud now

Sent a recorded letter to **** today enclosing my shedule of charges, following there letter requesting further information yesterday.

Thanks nicsussex I have just posted a reply on that thread to Gary

Hi Gary I have filed my claim with MCOL and it has been transfered to Birmingham. Lloyds have filed a defence and i am now waiting for a court date - please advise Thanks David

Thanks for that Titch So do you think i should just send them a copy of my schedule of charges?

I have just recieved a letter from SC&M asking for Further information as they wish to enter into settlement negotiation. I filed my court papers with MCOL and Lloyds have entered a defence and MCOL have transfered the case to Birmingham Court - i am just waiting now for a court hearing date. the information SC&M are requesting for in there letter are: 1) Each and every individual amount of the charge that i am claiming and disputing 2) The date of each and every charge that i say was deducted from my account 3) How I calculated any interest 4) how i calculated the sum £3393.92 5) Confirm my sort code and bank account number I have sent scedule of charges to lloyds and to court detailing all this information. DO I SEND MY SCEDULE OF CHARGES ONTO THEM??????? ANY advise would be appreciated Thanks David

hi nicsussex yea i sent the rejecting letter, but then they still sent me the cheque about 2 weeks after. do i send the cheque back??

i had a letter last week offering me £750 in full and final settlement. obviously i sent a letter back declining the offer in full and final settlement, but the other day they sent me a cheque for the £750, the day after i filled my claim on mcol. I dont know what to do with the cheque, can anyone advise me please

Stormwarrior - thanks i may take your advise and seek a solicitor. Esiotrot - thanks, i have a sat nav and it detects the static speed camerers - unfortunately it does not detect mobile units which caught me 3 times since january. Gallon Thanks mate

i have been driving for 26 years and i have never been in trouble with the police, nor have i been involved in any motoring accident. I rely on my liecence as i need it for work as i am a sales manager and travel up and down the country every day. In November 2005 i got my first speeding fine being cought by a gatso camera for doing 38mph in a 30mph limit, i admitted it (although to be honest i was not sure if i was speeding) and got 3 points on my liecence. Then in January 2007 i got another 3 points as i was cought by a mobile speed camera doing 46mph in a 30mph zone, this time without any warning whatsoever, again i admitted it (although to be honest i was not sure if i was speeding at all) again 3 points on liecence, making 6 points in total. Then in April 2007 i again got cought by another mobile speed unit without warning this time doing 83mph in a 70mph zone - another 3 points - 9 points in total. Then this morning i was informed of another speed notification coming my way as i was again cought by yet another mobile unit this time doing 43mph in 30mph zone. Again i am not sure if i was speeding. You are not given the chance to inspect photo evidence unless you agree to go to court where you face a greater fine and more points if found guilty, so i can not say for sure if i was speeding on any of these occasions because it is 2 weeks by the time you get the notification. So it looks like i will be banned from driving as i have now accumilated 12 points. this will mean i will loose my job, then no doubt my house as i will not be able to pay the mortgage. Wheres the justice in that??

I have had a notice of intended prossecution from the Suffolk canstabulary. it will mean another 3 points on my liecence that i cannot afford to have. i have been on a few websites that claim they have letter templates to send off which will get my ticket abolished guarenteed, due to certain loopholes in the law. it will cost me approx £40.00 for the letter templates. The question is, does anyone know if thes templates work?? Any help would be greatly appeciated. David