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About evelyndarling

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  1. they were selling from a pet, not a breeder unfortunatly. it was only when we got home and realised that she was lethargic and constipated we realised there may be something wrong with her. we have always had rescue dogs and this was the first time id bought a dog and as it was a family pet i assumed the best but got the worst. it has been devestating. last night i spoke to the woman i got her off of on the phone and she claimed my vet told her it was my fault and i was told to worm her - which is a complete lie, so i said i was going to take her to court and she screamed down the phone at me.
  2. i bought a puppy and when we got her home she was lethargic and constipated. we took her to the vets the next day, and were given medicine. she seemed to perk up, but the vets voiced concerns that she was not as perky as a puppy should be. the time scale goes like this - thursday - brought home puppy friday - at vets following monday - dog has first puppy jab, vets still concerned at her lethargy saturday night - emergency vet called as dog is sick (vomiting), gave her an antibiotic injection, could not work out what was wrong. monday - dog no better, admitted into surgery. tue
  3. i am still alive, just moved house and had no net connection. and lowells have gone quiet, only two letters in two months. have filled out and oft disclosure though so they have come to a conclusion, but i dont know what it is. how you doing?
  4. i can scan it up tonight and post the other side of this leaflet for you. its something TS sent me through the post.
  5. 1. the postcard WAS made to look like someone had called, trading standards thought that as well which is why they have forwarded it to the OFT. 2. "letter dated 8th may" is a letter they sent me with a second copy of an application form with the signature box highlighted. this is what i sent to TS and is what they said isnt an agreement and could be disputed in court. 3. the "second letter" they refer to is indeed my complaint, the first letter was merely requesting a copy of procedures. how they tackled that as a complaint i dont know. the further page was just gumph about how
  6. see, she stopped getting incapacity as she went into work - she had had an accident that left her disabled in one arm, but has since started work as a carer. thats why it stopped. but the inland rev charged her tax as if she had a second income - ie. the incapacity benefit that didnt exist. the benefits office should have given her a P60 for 2006 but didnt, and this is what the inland rev want. i guess they are not prepared to do any of the running themselves. thanks for the advice, its helpful, but i really could do with something i can attack them with because as far as the IR are concern
  7. hello, been off as i have moved house. got a reply from lowells saying they stand by their previous letters and denied everything and basically said that TS were lying, i was lying and we are all idiots. i am now going to forward it to the ombudsman. i ma tempted to send them a letter asking how on earth they can call trading standards idiots which is basically what they are saying...
  8. im not sure if any of this is covered on here, but i need a direction to draft up a letter to help my mother. basically she was on incapacity benefit which ceased in about july last year. they then gave her a month extra, which she didnt realise. then, they sent her a letter saying that they had over paid her and could they have it back please, but they stated in the letter they have no lawful right to request nor force back this payment. because they did not inform her though, and they never released her p60, she has continued to pay tax on the amount that she hasnt recieved since august, and
  9. the letter i sent to TS, for bgqs, ATT: copy documents FORMAL COMPLAINT Dear Sir/Madam Could you please advise me regarding the following issue? Over the course of the last few weeks I have been in correspondence with the debt collection agency Lowell financial Ltd. regarding an alleged debt they own in my name, sold on by Capital One Bank. The debt is currently in dispute with Capital One due to unlawful charges. I sent Lowell financial a request for a true copy of my Consumer Credit Agreement (as can be seen in the letter I have attached) under the consumer credit ac
  10. maybe your letter was a bit too detailed? i wrote mine in the mind that i know enough, but they would know more so pretend to be the little consumer, not the big fight for my rights-er (which i am really) i would suggest that because youve put in so many technicalities and all the details of prescribed terms etc. maybe they might have thought you were being smart? contest it, but be more simplistic, dont put in what the prescribed terms are, make them look for them, then at least they HAVE to do comparisons, also state that other people have been sent pretty much the same thing and that their
  11. okay then! i'll take that part out! thanks guys, i put it in because TS said they will be given more rights to revoke the licensces of DCA's who dont comply with CCA requests properly, but true, its not really that relevant right now....
  12. going back over your thread, there is no way that that document constitutes an agreement. one of the things TS have said in the letter they sent me is that there was no address of the creditor amongst other things. there is nothing on that, not a jot. you need to fight this, i think what you should maybe do is inform them that they have not complied. i dont see how that can possibly stand up in court.the TS's are too conflicting, it seems its area dependant. im going to look into this further because i want to know how these guys make up thier minds. it looks as though yours didnt even bother
  13. i fear that if you just send the info to leeds TS they will do what they did to me and say "we aint dealing with it, send it to your own TS" its very strange that yours and others TS's have acted in this way yet ive been lucky in that mine agree that the CCA was not properly executed. im going to just scan your post and see what if you posted what it was they sent you as an agreement... ...okay. i cant see whats on it, is there any way of getting a clearer look? can you email it to me in BIG form so i can pull it up in photoshop? if i can help and it doesn't constitute, then maybe you can
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