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  1. Hi, Yes, by instalments, no costs. J mentioned Tomlin Order and validity of agreement in same sentence. I really think the Tomlin Order was our best option, it could have been a lot more expensive. Well I'm off for some peaceful sleep, but I will back on tomorrow Gill
  2. Tomlinson order agreed ( only 2/3 of debt to be paid) and taking the judges comments in to account, I consider we got a good deal. Gill
  3. Hi, postman has been and no letter of discontinuance . Off to court we go then Gill
  4. Thankyou Andy That was what I was thinking 50/50 Then, rather then risk more court costs prob settle before we go in. I have 2 more chances, letter of discontinuance to arrive Monday, and them not turning up at court. Hi dx I have 25 sheets aprox of what they call executed terms and conditions supplied later, but each time I ask them I get different versions Gill
  5. hi dx, I don't think I can receive messages It says I have 0 out of 0 left- I don't have any messages in there Gill
  6. 1.1 we will decide credit limit etc 1.2 we will charge interest as follows etc 1.3 we will apply the interest rates etc 1.4 we will send you a monthly statement etc 1.5 If you make a transaction in foreign currency etc 1.6 You must also pay the following charges etc... we may change these and introduce new charges at any time by giving you notice under condition 8.2 I have to type this info out as I cannot upload Gill
  7. Hi Ford, (taken from post 140) On the back of the application form, there are terms and conditions numbered 1 to 1.6 and referencing a term and condition 8.2. this term (8.2) is referred to but not on the back of the application form. hth Gill
  8. Hi I think I understand now DX Ford, they have supplied a copy of the original signed application form Gill
  9. I seem to have run out of moves and time. There does not seem to be anything apart from 'term and condition 8.2' that they have failed on, from what I can understand. And is that enough for the judge to dismiss their claim? I think that is a bit thin. Gill
  10. Yes Ford, I did send a cpr 31.14 request. I'm at a wedding tomorrow for most of the day, I was hoping to have it sorted today but hope to catch up on my mobile. Andy said he would get back to me I don't really want to go court Monday, I had to pay the court costs last time, and don't want to repeat that. So I may have to give in and pay Gill
  11. hi Ford, Yes, I have Aug 2013 and again Feb 2015 Gill
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