I'm going abroad on 13th May to work for a year. My N1 submitted through MCOL came back from the District Judge asking for a 'fully particularised POC' by May 8th, which i am able to supply, along with an N244 to update Claim amount. However, I will be away and the claim will be struck out with £90 payment to LTSB because i wont be complete the process or attend court. Am I the first person to loose ? Can i retract or delay my claim for a year.

Hi, still confused I commenced my case against LTSB with MCOL. On their website, I completed a form very closely resembling an N1, stating how much I was claiming and paying the £120 fee. This form did have a POC section, however, all I wrote was ' claiming from Jan 2004 to present date'. Before commencing court proceedings, I sent LTSB an Excel sheet detailing charges going back three years, as shown on bank statements in my possession (I did not pay £10 for a list of charges from LTSB). With no POC, no wonder the District Judge sent it back asking for fully particularised Particulars of Claim, Doh !! Could someone please detail my next steps as im having difficulty:o. Sorry, but I have never used a forum and its somewhat confusing. many thanks

btw, since I stated how much I was claiming, and the charges have since escalated, does this mean I will have to complete n244, or is it sufficient to amend it with the POC I return

Still confused I commenced my case against LTSB with MCOL. On their website I completed a form which appears very similar to N1, stating how much I was claiming and paying £120. This form did have a POC section, however I only added that I was claiming from Jan 2004 to current date. Before commencing court proceedings, I sent LTSB an Excel sheet, detailing charges going back three years, shown on bank statements in my possession. (I didn't pay £10 for a list of all such charges). No wonder the District judge has sent me a letter asking for 'fully particularised Particulars of Claim' What precisely is my next step, please be detailed, I'm having a frustrating time using this forum, probably because its the first time in such an online community

Would you suggest using a Solicitor. The reason I ask is that I'm going abroad to work for a year from May 15th. What if I need to go to court ?

I sent Lloyds an Excel spreadsheet detailing charges, but have not used the 'Schedule of claim for charges'. I havn't sent MCOL this, so thats why it was referred, doh! Ok, from beginning. what form do I use to detail these charges, and the actual amount has incresed since I started, but since I havn't submitted them as above, does that mean I dont need to amend them using N244

Hi again. After Lloyds had my MCOL case redirected to the District Judge, he has come back with nothing other than Claimant to provide fully particularised Particulars of Claim persuant to CPR 16.4, otherwise my case is struck off and I pay them costs of £89.00. Time for service of Defence to be extended to 14 days after receipt of fully particularised Particulars of Claim. Phew !! No Defence copy, obviously, but no Allocation Questionnaire or mention of it. I have until May 8th. Help, please

Hi everyone, this is my first post, although I've reading for a few weeks. I issued a MCOL claim against Lloyds and received an Acknowledge of service on March 13th. Lloyds didn't post a defence within 28 days, so I rang the court for a Request for Judgement, only to be told Lloyds had it referred to the District Judge on March 29th. Meanwhile considerably more charges have been applied and I'm really beginning to sink. Can I add these extra charges to my claim, and what are the implications of the District judge referral ?