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MungryMatt

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About MungryMatt

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Still haven't managed to complete my N244, there are some things I just don't know if I need or not (like a hearing etc) Please help
  3. One last time... For some help with N244, please
  4. Any help with the N244 to get this sucker set aside? Much appreciated
  5. Hi all, thanks for the help as always. I'd like to go ahead and give Welcome another leathering. I'm just deeply concerned about the agreement still being in place. I've been reading that because they've demanded full payment early, they have terminated the agreement by actions. Is this true? Could anyone point out some precedents to set my mind at ease? The last thing I want is to get the CCJ set aside only to find out they can come again for the money because they didn't terminate the agreement. Also, how long do I get to clear the arrears prior to DN? EDIT: Also going t
  6. Any thoughts about this anyone? Please?!
  7. "if I made payments against the DN" Not sure what you mean by this. I can tell you the only payments made after the DN were what the court ultimately ordered me to make. I just made a discreet fishing phone call to Welcome under the guise that I wanted to settle my account with them. The woman I spoke to confirmed that the agreement is indeed still in place.
  8. So what happens assuming I get the judgement set aside. Can they re-do the paperwork and go again?
  9. I don't think Welcome have actually terminated the loan agreement. They never sent me a Termination Notice and are still sending me regular statements. Makes me think they've been a little bit cute over this.
  10. So, what you're saying is that ultimately, I'll only have to pay arrears up to the default notice and not the rest of the loan?! Seems crazy!
  11. It's all in the photobucket link on first page. You've seen them all before anyways!
  12. http://i707.photobucket.com/albums/ww72/claretmatt/son.jpg One statement. I think it's designed to indemnify them from PPI claims and the like. Regarding my CCA I noticed Welcome haven't signed or dated my agreement myself. Is that significant?
  13. Received my agreement this morning: http://i707.photobucket.com/albums/ww72/claretmatt/welcomeagreement.jpg This was the only page of it I got. Also received A copy of Personal Loan Statement which you've already seen from the link at the start of this post, and a copy of the Demands and Needs Statement (Which didn't look important as I answered NO to everything) Look forward to any replies
  14. Hi all. Managed to get CCBC Northampton to email me a copy of the POC. Here it is in all it's glory: THE CLAIMANT'S CLAIM IS FOR THE SUM OF 3326.38 BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER A REGULATED CREDIT AGREEMENT MADE IN WRITING BETWEEN THE DEFENDANT AND CLAIMANT UNDER REFERENCE XXXXXXX THE DEFENDANT HAS FAILED TO MAKE PAYMENT IN ACCORDANCE WITH THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED UPON THE DEFENDANT PURSUANT TO SECTION 87(1) OF THE CONSUMER CREDIT ACT 1974. THE CLAIMANT CLAIMS THE SUM OF 3326.38.
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