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Posts posted by mnealio

  1. what do you think I should reply to DG Solocitors? they have sent me the CCA for the loan but not the Credit card, they now want me to get in touch with them within 14 days.

  2. Right here goes quite a long one, On friday I received this letter






    Obviously this is the SAR that I have been awaiting, I also received the 6 years of statements with this letter which I have yet to go through so this is for the Bank Account and Loans. They also sent back the £10 Postal Order.





    On Saturday I received this from DG Solicitors :









    Also there was this credit agreement





    With a whole load of other statements which are exactly the same as the ones HSBC just sent me!


    So I'm still awaiting the CCA for the Credit Card, but is that the true CCA for the Bank Account/Loan.........


    Any advice?

  3. Update: they sgned for the letter 11/06/07 still not heard anything from them, they have until Tuesday to send out the SAR for the Bank Account.


    I have 2 questions re:- Bank Account who do I report them to if they fail to send the sar?


    Also even though they did not send the "original" CCA for the Credit Card account what will I do regarding that, obviously reading my posts in this thread you will know whats happening.

  4. Just to keep you updated this is the letter that I sent.........


    I write in reply to your letter dated 4/6/07 asking for the £10 fee regarding the S.A.R - (Subject Access Request).


    You will find that a £10 Potal Order was sent with the original SAR that I requested from yourselves.


    I look forward to hearing from you.



    I'm really crap at writing letters but didin't want me to tell them how much time they have remaining as they should already know this.


    Anyway I posted that letter yesturday.


    I'm still awaiting the SAR for the Bank Account which was sent on the 30th April.


    Even though I have received the Credit Card statements and an application form and not the original CCA, Iam really getting confused on the dates.


    Putting the bank account to one side at the moment as they still need to send the SAR for that.


    The Credit Card statements and (their supposidly CCA) were received by myself on 24th May, I then sent the letter back to them stating that what they sent me was an application form and not a CCA , this was signed for by them on 31st May.


    that is when I received that last letter from them which is posted on this thread.


    any advice appreciated.

  5. received another letter from the co-op today (9th June)


    I refer to my previous letter, unfortunately, we are still require more time to fully investigate your request. I would like to reassure you that we are still looking into your complaint within FSA guidelines. (and that they will be in touch within the next 4 weeks!



    they said within 4 weeks when I received their first letter basically exactly the same as this one and I received that 10th may.

  6. Thanks Princess


    need help regarding the 8% interest, right i've done the calculations for charges without the 8% which I already send the bank, now when I put in the same charges in the spreasheet to add the 8% and it shows "number of days" what do I put in there? because when you change the days the 8% interest also changes! I don't want to make a mistake when I send it to mcol.



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