anyone???

Received a letter saying they will investigate my complaint and that they will get back within the next 4 weeks so I'm gonna send the LBA after the 14 days are up. I just wanna ask if this goes to court can i claim the 8%? I will be going through the Scottish procedure and just want to know if this applies. I am claiming for £320 so would the extra interest be £25.60 or is it 8% added on for every year from the first charge to the last one levied against me eg closer to £128? Thank you!

I sent my SAR and put my CC and current account request for my ststements in the same letter on the 31st of March. I now have my current account statements and have sent away my initial letter asking for the charges to be refunded on my current account. Im still waiting on my CC statements coming through though. Do you think they got them as i sent it to trinity road but i assume the CC might be a different address?

Ok I've sent My request for the charges to be refunded on my current account just waiting for their reply. I'll try that number you gave me as i'm still waiting on my CC statements coming through. Cant hurt i suppose! Thanks peaches!

anyone?????

I got my list of charges through for my account although not for my credit card. Can I just go ahead and claim for my current account while i wait for my credit card charges or is it better to do it all together? Oh and would it be worth phoning to see where my CC charges have went to? I take it they are dealt with seperately? Cheers!!

Anyone?? :?

I dont think he did, the agency they would have to draw up a whole new contract or something. So i take it that i dont have a leg to stand on with this?

Hi i was hoping someone here would be able to give me some advice!! I had a flat with 2 friends from uni. I left early and another guy who i knew though not that well moved in. I trusted him and said that i'd claim my deposit back from the letting agency one our lease expired in a few months from then as it made it easier for him and agency. He then skipped out without paying his last months rent and the agency has kept my deposit saying it is a matter between me and him and my responsibility to get in contact with him. Is this right? Any advice would be great as i really want to get this money back! More so for the fact that it feels like he has totally ripped me off! Thank for any help provided i really appreciate it!

I posted off my request for my bank charge details by recorded delivery 2 weeks ago. I've not had any reply and dont know if its been signed for as it doesnt come up on the track and trace section of the royal mail web site. I telephoned the halifax and they said they cant put me through to the department dealing with it as they dont have the number. Any ideas what i should do? The cheque hasnt been cashed yet and i dont know if they recieved my letter! Any advice greatly appreciated.

Just before I send my SAR i've read different things regarding the 40 days to get the info to us. Is it 40 working days from the cheque being cashed or just 40 days period? I'm posting it tonight so I'll keep you all posted how it goes with them. I'm claiming for my credit card too. God knows how much they owe me on that! cheers!

Yeah thanks, I think I'll just send the letter after all. At least its a tried and tested process this way! Its gonna be a long wait! Thanks for the advice though folks. Great forum!!

Hey, guys im about to send off my request for SAR to halifax. Is it standard for people to ask for the 6 years of charges to be reimbursed only to drop to 5 if it goes to court? And is this permissible to change this half way through your request? Just want to get it right first time! thanks for any help

Hey this is my first post on this forum and i'm hoping you guys can keep me right! Im about to ask for the list of charges from the Halifax and noticed a few people got them through phoning and paying a fiver. Does the list they send out contain the complete information or is it a partial list? Just thinking I might be better to play it safe and just send the letter? Any advice would be great! Cheers!