It probably wont make a bit of difference to them. Although by submitting your paperwork/letters in early may make them realise that you are serious about claiming ALL your money back Good luck michelle:rolleyes:

Printed off my adapted letter re; non compliance to court directions. will post it to the abbey tomoro Can only try I suppose:o. Will let you know how I get on

hi bluewillow07 just read a couple of your threads did the abbey put in a defence at the last moment?

hi livelylad I read on one of gary's post that the order should say 'must give disclosure.................'. But mine just states 'The parties shall give disclosure of documents together with a disclosure statement by 4pm thursday,2nd august with a request to see original documents by 16th august is this still ok?

i have pm garyh this morning but not reply as yet

any help pls

i haven't sent the letter to Abbey re non-compliance as i feel that i would be a little ahead of the system and should really wait till after the court bundle stage. Is this correct or should i just go ahead with it? :confused:

fingers crossed the Abbey dont pull a sly one and have slipped the forms in at the last moment. They did that to me!

good luck you might just sneek in before me hee hee:p

i wouldnt try and contact the abbey they will just say that they are doing nothing until the OFT case is sorted. I tried sending an email and got no reply - they wont reply to you unless you are at the last stage and they have no where else to run. good luck again

SORRY Einyuk thanx too ( didnt want to leave you out) x chelli

Hi catchleen Thanx for the support You are best ringing your courts because Abbey have a nasty habit of submitting everything to the courts at the last moment. I will have a read of your thread later:) keep intouch good luck toooooooooooooooo michelle X p.s Everyone will be there to help you esp speedy fingers Ohoh4312

Thanks for the advice - I think this is what my courts are hinting for me to do. As they did say that the banks always have to payout in the end. Printing the letter off now and i will take it round to the courts on monday morning ! ohh er really nervous now

No business as usual - my courts are still carrying on with my case, i just have follow the directions.

Just rang the courts - Was told that Abbey had NOT submitted any standard disclosure (suprise suprise!) and they had NOT applied for a stay on the case! So what do i next ?

My case: On the 21st June 2007 the district judge ordered that 1. claim is allocated to fast track 2. The parties shall give disclosure of documents together with a disclosure statement by 4pm thursday,2nd august with a request to see original documents by 16th august 3. each party to serve the witness statements by 13th september 4. completed pre-trial checklist shall be sent to the court by 4pm, 25th october 5. case to have a pre-trial review in the first two weeks of december (date to be fixed) with a time estimate of 10 mins 6. Trial to take place within the trial window of monday,7th January 2008 to friday,25th january 2008 with a time estimate of three hours 7. Because this Order has been made the courts without considering representations from the other parties, the parties have the right to apply to have the order set aside, varied, or stayed. A party wishing to make an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this order. I am trying to ring the courts as i am typing now, will let you all know later. Thanks for the support - but i dont think i am out of the woods yet michelle x

Posted Standard Disclosure list to the court and Abbey - wonder if Abbey will do the same ???!

Hi garyh - one little question. Which year of T&C do you use?

Sorry just had to giggle - We have got an Eddie Murphy joining the forum - and i thought i had it bad!!! :lol:

:o tell me about !! There i was sat at my table, surrounded by millions (ok three hundred) sheets of paper and totally frazzled, when the news reader started rattling on about bank charges!!!!!! i didnt know whether to laugh:lol: or cry:cry: Thanks for your help - just to know some one is watching out for you is great

thanks so much for the help - it is really appreciated. I will let you know how i get on - speak to you after the 2nd aug. thanks once again michelle x

Hi Garyh Thank you for replying to me - you dont know how stressed i i am getting. I had completely misunderstood the court order thinking that i needed to send the court bundle- Well never mind it virtually finished now. Here is my list- see what you think. The only thing i havent put in yet is T&C - read some where that they are not needed for Abbey cases.?? File Ref ... . Date ....... Description ......................... ......................... No. of pages (A) 26- 02-07 Letter: Request for list of bank charges to Abbey from xxxxxxxto Abbey - 1 (B) 09-03-07 Letter: Abbey acknowledgment of (A) from Pam Speed to xxxxx - 1 © 18-03-07 Letter: Request for repayment of charges to Abbey from xxxxx to Abbey – 2 (D) 23-03-07 Letter: Abbey response to © from Andrew Nanson to xxxxx - 1 (E) 02-04-07 Letter: Letter Before Action to Abbey from xxxxx to Abbey - 2 (F) 17-04-07 Letter: Abbey response to (E) from Richard Harris to xxxxx - 1 (G) 02-05-07 Court Document: Copy of County Court Claim form issued by Claimant - 2 (H) 04-05-07 Court Document: Notification of Acknowledgment of Service - 1 (I) 10-05-07 Letter: Abbey Gesture of Goodwill from Phil Archer to xxxxx - 2 (J) 15-05-07 Letter: Claimants Response to (I) from xxxxxx to Phil Archer - 1 (K) 15-05-07 Letter: Claimants Response to (I) from xxxxx to Abbey Complaints Team - 1 (L) 18-05-07 Letter: Abbey response to (K) from Richard Harris to xxxxxxx - 1 (M) 25-05-07 Letter: Claimants Response to (I) from xxxxxx to Redditch County Court - 1 (N) 30-05-07 Letter: Abbey copy of defence from Abbey to xxxxxxx - 5 (O) 01-06-07 Court Document: Notification of Defence Filed by Abbey - 4 (P) 06-06-07 Court Document: copy of allocation questionnaire from xxxxxx to Redditch County Court - 7 (Q) 15-06-07 Court Document: copy of allocation questionnaire from Abbey to xxxxxxx - 6 ® 04-07-07 Court Document: Notification of date for returning pre trial checklist - 3 (S) 16-07-07 Letter: Abbey response to (K) from Claire Farmer to xxxxxxx– 2 2. Authorities ...........Description ......................... ......................... .............No. of pages (AA) -- Copy of bank statements printed from online banking and bank statements provided by Abbey (BB) – Relevant Case Law to Penalty Charges – 3 (CC) – Early Day Motion from The House of Parliament – 1 (DD) -- Case Law Reference: Dunlop Pneumatic Tyre Co Ltd v New Garage & Motor Co Ltd [1915] AC 79 – 2 (EE) – Unfair Terms in Consumer Contracts Regulations (1999) - 10 (FF) -- Unfair Contract Terms Act (1977) - 9 (GG) -- The Supply of Goods and Services Act (1982) - 13 (HH) -- Office of Fair Trading Statement Summary – 3 (II) -- BBC Commission Conclusion- 1 (JJ) – Report by Matthew Taylor MP regarding Bank charges(2007)- 1 (KK)—Report by Ian Pollack, Personal Finance Reporter for BBC News regarding unreasonable Banks – 3 (LL) – Transcript of Peter Mcnamara interview (Sept 2004) - 2 Statement of Truth I believe the facts stated within this xxxxxxxxxx to be true and comprises of xx pages. Dated this day of 2006

Has anyone filled in a standard disclosure N265??????????????????????????????? i have not got a clue????????????????? please help

do u need to see tears?

Hi if there is any one who can help me i would really appreciate it! I have pm garyh and so has einyuk, but he must be really busy at the mo. I am getting desparate for an answer to my questions - still up at 12.45 mithering my brain for the third nite in a row :-|