Also, to whom do I make my fee cheques out to?

Thanks for your post. I have filled in 'Letter N' and will send it of tomorrow. Does anybody have the correct address for sending the 'SAR' to Barclaycard?

Bump

Hi all, Just after a bit of advice and a step by step (moron-proof) procedure on how to deal with the letter(s) Mercers have been sending me on behalf of Barclaycard. My Outstanding Balance is £667.93 My Overdue Amount is £367.93 (£300 limit) I've not contacted anyone about this yet, and I'm a bit late with things as I've just moved out of my Parents' house into a place with my Girlfriend and Barclaycard/Mercers are sending stuff and calling my old address. I'm not terribly worried about the debt as a bit of good fortune just netted me £3000. However, I still intend to write off as much of the debt as I can get away with. I am about to send my first letter to The Woolwich (It's lucky my girlfriend works for them and she got me all my charge dates and amounts gratis!) claiming back just under £400 in charges. I assume I can do the same with Barclaycard and any advice is welcome on how to do so. I don't have a phone in my new place yet, so I might need to do things via snail mail (I don't really want them to have my mobile number) And I certainly don't want them calling/mailing my old address, which just makes my Parents annoyed... Should I pay the debt off first, and then claim back charges, or wait to hear about a charge claim etc.. I think I've rambled on and gotten myself confused. Hopefully someone here will understand. Cheers.