I hope I put this in the right place, because I am new to this and its all very complicated. But I'm here. Its nice to know there is support out there HSBC £3666.68 Letter 1 17/01/07 Letter 2 31/01/07 MCOL 14/02/07 Acknowledged 19/02/07 Offer Rec £2600 03/03/07 Refused 08/03/07 Defended 16/03/07 Allocation Q Rec 23/03/07 BARCLAYS £733.95 Letter 1 17/02/07 Letter 2 05/03/07 CAPITAL ONE £842.94 Letter 1 20/02/07 Letter 2 06/03/07 Offer Rec £188.00 08/03/07 Refused 12/03/07