statement of charges just came back finally... now for the next step lol...

oh right cheers for that , i will.

whats a parachute acc?

can i put a claim in again for my recent charges?

hi, i put a claim in which i started in sept 06 wich payed me back all i asked them for by the time they payed out it was jan 07. just wondered as they charged me about £400 in charges from sept 06 -end jan 07, i am now in a position to keep better control of my acc so just wondered if i should or could claim for my charges since sept 06 to present?? or would they close my account or something? any advice please?

cheers , just sent back my reply to RRR see what happens hey

it had £5 written in the letter i had from natwest

un fortuanutly i sent a £5 postal order which now the post office just print out and stuipid of me i didnt make a copy or note the number

hi thanks for reply`s everyone the £5 is in my ... data protection act - subject access request letter with the ticked boxes- the tick is ... `the fee for this service is £5, which covers all accounts requested but ive already had the same letter before and sent off the £5

i have only sent them the £5 fee once and they have sent my original letter back sayin that it will cost a £5 fee.... almost as if they havnt received my £5 postal order but they must have as it was with the letter that they have just returned back to me again

i only sent it to my local branch on the ist mar the rest has been to rrr

hi , wondered if its just me or not but i wrote to natwest requesting my previous 6 years worth of statements showing charges from my account. i sent off my first letter on the 1st mar , i have since received this back along with a letter (my original letter i sent them has a stamp `recieved 2nd mar my local branch & also 6th mar ) this letter request`s a £5 fee to be sent via return in the way of a cheque or postal order payable to natwest.this was a fee to cover the services i had requested. i sent them a postal order for £5 as natwest wont give me a cheque book... this was sent back to them on the 12th mar. i have now just received my original letter back again now with a stamp sayin received 28 mar along with another letter requesting a £5 fee for this service this letter is dated 4th april the thing is they have obviously received my £5 postal order as it was with this letter that they have just sent back to me again . are they seeing how many £5 postal order`s i will send them also i`m still waiting for my account information is this normal or is there anything i should put in a letter that i shall be returning to them...not with another £5 though...

hey that is a lot of info cheers for your help

i thought you could only claim back up to a maximum of 6 years worth of charges

does it matter that i no longer bank with lloyds however my acc is still operative ?

the charges are mainly for dd on loan not going out due to insuficient funds, this in turn making my account go o/drawn then getting charged for going o/drawn again. charges on my currant acc with loan dd coming out of this amongst other activities being charged up to £70 per transaction not per month so my charges have gone into thousands over the past 6 years... but ive only just been told this should`t of been as high via this site

hi, new to this so i`ll try to keep it short; basically i used to have my main bank account with lloyds took out a loan with them for £12000 about 8 years ago at about 5 years ago my circumstances changed an i could no longer afford payments so was getting behind but my wages were still going into the account so there was still a steady input of cash, but as i was missing their loan payments they were charging my acc each month up to £200 this went on for many years and now the debt has raised to £18k even though they were still taking money from my acc but not for the loan just for the charges. i have estimated the charges to be around £4-6k over the last 6 years, i still have letters from them demanding money that i cannot afford to pay due to my circumstances but the outstanding amount has got considerably worse because of there charges.......can i or should i try to get my charges money back that ive had taken out of my acc or would this **ss them off more and make things worse for me?? sensible help/advice please

hi all, thought i`d join up to your site as ive already been sucessful in claiming my wife`s charges back, im in the process of claiming mine back now so i thought i`d post up on this site for company................. lol.