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Mik3yB

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  1. Mik3yB

    Myk3yB v HSBC

    Thank you for the link, I'll read through it all and get it printed off. I can post the bundle to the Courts on Monday. It says attempt to get a copy of my bundle to the defendant 7 days before the hearing. Is it worth sending a byndle to both DG and HSBC or just DG/HSBC (one or the other)? Thank you for your help.
  2. Mik3yB

    Myk3yB v HSBC

    Well, nearly two months has passed since I received my notice of stay. Today I have received a letter from court. It is a Notice of Hearing Application at Bradford Courts, for the Stay to be lifted. It will take place a week on Monday (15th @ 10.30am). I don't fancy my chances at this point, based on the negative responses a lot of people have now received. But that said, I have my fingers crossed that something good comes of it...
  3. Mik3yB

    Myk3yB v HSBC

    Got a letter from DG regarding the stay this morning (the generic one that some other people on here have already received). I'll wipe my backside with it later.. I've drafted up a letter based on the links that you have given to me above and will get it sent off on Monday. Fingers crossed for a result resembling positive as I'm absolutely gutted at the moment.
  4. Mik3yB

    Myk3yB v HSBC

    Thanks for that Freaky, I'll have a read through when I get back home. Glad there's still hope!
  5. Mik3yB

    Myk3yB v HSBC

    I'm today gutted, I got a letter from court saying that my preliminary hearing has now been postponed until the Office of Fair Trading case in February. I take it there is nothing now that can be done except wait for 6 months?
  6. Mik3yB

    Myk3yB v HSBC

    Bundle as in Schedule of Charges and cover letter?
  7. Mik3yB

    Myk3yB v HSBC

    Have many people actually attended Preliminary Hearings or is it likely the banks will make offers beforehand? Although I am willing to go to court if need be, I'd rather not if I can help it:)
  8. Mik3yB

    Myk3yB v HSBC

    I have just received a letter this morning. "Notice of Allocation to the Small Claims Track (Preliminary Hearing) To the claimant's Solicitor. District Judge Lawton has considered the statements of case and allocation questionnaires filed and allocated the claim to the small claims track. Before the claim is listed for hearing, the judge has ordered that a preliminary hearing should take place because:- special directions are needed in this claim to prepare for the final hearing which the judge would prefer to explain to you in person. The preliminary hearing will take place at 10:00 on the 22 August 2007 at Bradford County Court..." Then there's a little clause about delays and such. Do I need to do anything between now and 22 August? Do the courts send a copy of this letter to DG?
  9. Mik3yB

    Myk3yB v HSBC

    That's excellent, thanks. With regards to the schedule of charges that I include with this letter (which I will post recorded delivery on Monday), does it need to be dated 18/06 with the up to date 8% included? The reason I ask is because the 8% is based on a daily rate and will be slightly higher than what I originally claimed through MCOL on 23rd April.
  10. Mik3yB

    Myk3yB v HSBC

    Thanks for the reply Michael - much appreciated. Would you recommend that I detail points d, e and f, in an accompanying letter with my schedule of charges? I would assume this would be accepted? Do the Courts need a copy of the Prelim and LBA, or should I just send them later if they request copies?
  11. Mik3yB

    Myk3yB v HSBC

    I have now received a letter this morning from Bradford Court. "Before Deputy District Judge Rooze sitting at Bradford County Court etc etc Upon the courts own motion It is ordered that - 1. By 4pm on 6th July 2007 the Claimant do file and serve on the defendant the following further information:- a. On what dates did the defendant levy the charges complained of? b. How much were they? c. What reason was give (e.g unauthorised overdraft) d. Was the amount charged in accordance with the Defendants terms of business at the time it was charged? e. What does the Claimant say a fair charge should have been? f. How does the Claimant caculate that fair charge. 2. In default, this claim will be struck out. 3. On compliance this file will be considered further by a District Judge and further directions given."
  12. Today the missus got a letter for £1169!! Didn't get to the MCOL stage as we didn't have any spare money for the costs. If HSBC paid up after a the LBA but was months ago, it looks like they were just really busy. Happy days!!
  13. Mik3yB

    Myk3yB v HSBC

    Today I received the "Notice of Transfer of Proceedings" (dated 31st May) letter. And what looks to be pretty standard practice now, the allocation questionaire has been dispensed with..
  14. Mik3yB

    Myk3yB v HSBC

    Just checked online now and it says - "You are unable to take any further action online on this claim. The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly."
  15. Mik3yB

    Myk3yB v HSBC

    Right okay, cheers. I'll give it a day or two to see if anything lands on the doormat - I'll keep my eye on the MCOL site too.
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