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xxcaz80xx

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Everything posted by xxcaz80xx

  1. thanks blurredfx. Kinda thought any action against the post office would be pointless. Oh well maybe i'll get some free stamps eh? ha. Might need them to write to bailiffs etc! Am planning on trying to get an appointment at the council to discuss the situation with them. At the moment we can only afford small payments, and it would be so much better if we can get it passed back to them and sort out deductions from benefits until my partner is back at work. Think its a long shot but still worth a try. Thanks for the advice, i've had a lot of advice about bailiffs, there's no way they are getting in!
  2. My Partner was made redundant and We were getting full housing benefit, and didn't recieve letters telling us about an ammount that was going to start being deducted thank you, we wouldn't 'forget' about the rent. I came here looking for advice as i believe this is mainly the fault of the post office, not for digs from other people. The council has point blank refused to take back the debt even under the circumstances. We are trying to go higher with this to try and get them to change their minds. The rent i've just sorted, going to set up a direct deduction from jobseekers allowance. I'd like to know if i can do anything about the post office, is this neglegence on their part?
  3. Hi all, this is a bit of a long story so bear with me, i'll try and keep it as short as possible.... Last week I arrived home from picking up my children to find a bailiff letter through the door for non payment of council tax. i immediatly rang the council as we had no warning or reminders at all.... turns out we have had 4 letters sent to us that haven't arrived. Since then we have found out that mail from other places has not been delivered, such as rent statements and forms from the housing association, tax credit award letters, and forms from the inland revenue for my partner to caluculate his tax rebate. This has resulted in the bailiff action mentioned, rent arrears that we did not know we had and are now struggling to cover, and delay of tax rebate. It makes me wonder what else has not arrived. Now in my opinion we would not be in the financial situation we are now in if these letters had arrived. The council are refusing to take the debt back from the bailiff, and the post office has sent us out a claim form - we were told on the phone to expect a book of stamps as compensation - what use is that?!. I don't know where to turn for help. Can anyone point me in the right direction please? We have been to the local CAB but they haven't been able to get any further than we already have. Thanks, and I apologise in advance if i've posted this in the wrong part of the forum! xcx
  4. Hi everyone. I recieved a letter from a company called S R J Recoveries this morning and i'm not too sure what to do. It's in reference to a debt allegedly owed to Pheonix (choice for you). I am not sure if i've ever had a choice catalogue, and if I have it would have been at a previous address around 6 yrs ago. I don't have a scanner, so this is what the letter says: (at the top it says confirmed resident £15 administration trace fees have been added to your account) Dear xxxxx Our client, Pheonix, has attempted to contact you on numerous occasions to arrange payment terms on the above outstanding debt. As you have failed to respond to correspondenve, we have found it necessary to make tracing enquiries for confirmation of your current place of residence. It has been confirmed that you are in fact resident of the above address, and therefore we have concluded that you are choosing to ignore the repeated requests for payment. In the circumstances we are instructed that court proceedings should be issued without further delay. In order to prevent litigation, your next action should be to contact me urgently. I am confident that together we will be able to work out a payment plan taking into account your current financial position. Yours sincerely Now this is the first contact I have had from them, so how can they say they have concluded that I am choosing to ignore them?! and there has been no repeated requests as i've never heard from them before!! What should I do? after reading various threads I know not to ring them!! Thanks in advance, Caz x
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