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robert_harvey07

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About robert_harvey07

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  1. Hmm, I'm reading the above information quite differently: (b) is used both for the purposes of retail trade or business and for the purposes of wholesale trade and is used wholly or mainly for those two purposes considered together, is to be regarded as a shop for the purposes of this Schedule. To me, that states that the my place of work would be regarded as a shop, for the purposes of this schedule, and therefore the act would be applicable. No? Or am I just being rather foolish!?
  2. Hi, I'm just looking for some advice here as I'm a little confused! I was hoping to use the above named acts to state that I no longer wished to work on a Sunday. However, during a conversation with a colleague at work today (I work in a wholesaler) and they said that an employee had tried to use the legislation to opt-out of working Sundays, but the request was refused on the grounds that as we are a wholesaler, and not a shop, we are exempt from the legislation. Can anyone shed any light on this as to whether this is true? I've tried searching online, but there d
  3. Thanks for your reply! Although I technically haven't paid the FULL amount of the deposit until tomorrow when I am due to pay the last payment of £350. So far I have only paid £300 of the required £650. So would tomorrow, since that is the first day he has the "full" deposit be the day from which he is required to register it in a TDS? Or should he have registered it from the beginning when I started paying his the monthly installments? Cheers
  4. We moved into our new house in April on a Short Assured Tenancy. We were experiencing some financial difficulties at the time, so we agreed with the landlord to "pay up" the deposit over a period of 4 months. We agreed to pay £100 extra for the first 3 months in addition to the rent, and then on the 4th month to pay an extra £350, making a total deposit payable of £650 (one months rent). Last month our landlord started to become somewhat of a nightmare - allowing his friends to enter our house with his set of keys without our knowledge to retrieve his mail, refusing to repair appliances e
  5. Sorry - didn't mean to double post. Can someone please remove? Thanks
  6. Thanks for your advice guys, we have been searching the internet for a while trying to find out some info, but can't seem to find out whether we can legally change the locks or not. Obviously we don't want to do anything that would compromise our tenancy. Another question now, just to complicate it even further, I have just come off the phone to our landlord, who has said that we are now due to start paying him council tax. Obviously I was confused as to what he was talking about, but it appears that he has decided to keep the council tax in his name (his excuse was that it would be che
  7. We moved into a new house in April in Edinburgh. It is a short assured tenancy agreement. Our landlord lives in London, so we very rarely hear from him. However, last week we were astounded when two Chinese men entered our property using a key. Our first reaction was that we were being burgled! The two men spoke very broken English, however we eventually established they were the landlords friends and he had asked them to come around to collect his mail! We told them to leave immediately, and that if they ever attempted to gain entry to our house again that we would call the police.
  8. I'm with RBS...would be available in my account as of Monday.
  9. Am I right in thinking that a credit union can offer a loan to its members even if they have rubbish credit history? I have been reading some of their websites and it seems as though as you pay in a regular saving amount from your salary (deducted at source), then they don't do a credit search on you. Thanks for your help.
  10. Let me explain the background to this... Around 2 years ago my partner and I moved into our first flat together. We had a tough few months, several things went wrong and at one point we were both out of work, and both claiming job seekers allowance. This was probably for about 2 or 3 months. We were also claiming housing benefit. After about 3 months I got a job. We ended our claim for job seekers allowance, and sent a letter to the council (who deal with housing benefit) explaining that we were no longer claiming job seekers allowance as I was now in full time employment, but t
  11. Let me explain the background to this... Around 2 years ago my partner and I moved into our first flat together. We had a tough few months, several things went wrong and at one point we were both out of work, and both claiming job seekers allowance. This was probably for about 2 or 3 months. We were also claiming housing benefit. After about 3 months I got a job. We ended our claim for job seekers allowance, and sent a letter to the council (who deal with housing benefit) explaining that we were no longer claiming job seekers allowance as I was now in full time employment, bu
  12. Yeah...just got off the phone to Next - apparently there is nothing I can do, they are closing the account! Eek! Can't believe that though - it's been run perfectly well! Oh well!
  13. Thanks for your reply! I've managed to speak to a customer relations manager - she seemed nice enough and she's going to look into it and get back to me. Even if they do want to close my account/reduce credit limit I just think that they surely must have to give me some prior notice in writing...no?
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