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having thought about it ive now written back acepting there offer but asking for the rest aswell ive given them 7 days if not i start filling in the court paper work on the 17th why should i let them fob me of with a small offer when they owe me a lot more i will keep you informed

ive descided to accept there higher offer as am worried about court i have loads going on at the moment and dont need the stress i feel a bit like am on channels 4 deal or no deal

i phoned 01422 333465 good luck

i will go and get you number i phoned back in a min

Do I Have To Write And Tell The Bank Am Taking Them To Court Or Can I Just Do It .also In My Letter To The Bank I Didnt Ask For Intrest Is It To Let To Put It On For Court

ive just phoned halifax as today was the last day they had am claming 2,645 and she offered me 445 when i said no to low she offered me 889 6 months charges i said no so from tomorrow its powley vs halifax

could some one put a link to the second letter as i cant find it not to good on here dawn has asked me ( husband ) to get a copie as she is at work not sure which 1 it is

took my letter to my local bankyesterday had a letter today of bank manger saying my letter has been passed on and someone will contact me

first letter sent giving them 14 days to refund my account of all the over charges .i am more than happy to let it go all the way to court

ive just had all my statments back from the bank for the last 4 years they have charged me 2,636 in 4 years of bank charges am a full time career to my son i cant afford for them to get away with this